EXHIBIT 4.1Option Conversion Agreement • September 30th, 1998 • Astoria Financial Corp • Savings institution, federally chartered • New York
COUNTY OF ROWAN STATE OF NORTH CAROLINAOption Conversion Agreement • August 22nd, 2006 • Bank of the Carolinas CORP
WHEREAS, Bank of Davie, Mocksville, North Carolina (“Davie”), BOC Financial Corp, Landis, North Carolina (“BOC”) and BOC’s subsidiary, Bank of the Carolinas, Landis, North Carolina (“Carolinas”), executed an Agreement and Plan of Reorganization and Merger (the “Merger Agreement”) on July 20,2001; and
EXHIBIT 4.1 -----------Option Conversion Agreement • January 21st, 1999 • Dime Community Bancshares Inc • Savings institution, federally chartered • New York
