HERITAGE BANCORP, INC. OUTSIDE DIRECTORS STOCK OPTION THIS OUTSIDE DIRECTORS STOCK OPTION entered into as of the 23rd day of September, 1998, by and between HERITAGE BANCORP, INC., a Virginia corporation (hereinafter referred to as "HBI") and...Outside Directors Stock Option • November 24th, 1998 • Heritage Bancorp Inc /Va/ • State commercial banks • Virginia
