Phantom Stock Long-Term Incentive Plan Sample Contracts

EXHIBIT 10.5 CITIZENS BANK MT. AYR, IOWA June 30, 2000
Phantom Stock Long-Term Incentive Plan • January 12th, 2001 • Spectrum Capital Trust Ii • Blank checks • Iowa
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GREAT WESTERN BANK CLIVE, IOWA
Phantom Stock Long-Term Incentive Plan • September 18th, 2003 • Great Western Bancorporation Inc • National commercial banks • Iowa

This letter shall constitute an agreement between you and Great Western Bank, Clive, Iowa (the “Bank”), and shall supersede the Plan dated June 30, 2000 between you and Citizens Bank, Mt. Ayr, Iowa, which has been merged into this Bank effective February 24, 2003.

GREAT WESTERN BANK OMAHA, NEBRASKA January 17, 2001
Phantom Stock Long-Term Incentive Plan • September 27th, 2002 • Spectrum Bancorporation Inc • National commercial banks • Nebraska
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