December 7, 2001 Boards of Directors Willow Grove Mutual Holding Company Willow Grove Bancorp, Inc. Willow Grove Bank Welsh and Norristown Roads Maple Glen, Pennsylvania 19002-8030 Re: Plan of Conversion of Willow Grove Mutual Holding Company and...Plan of Conversion and Reorganization Agreement • December 14th, 2001 • Willow Grove Bancorp Inc/New
