PRIORITY REWARDSSM CREDIT CARD AGREEMENTPriority Rewardssm Credit Card Agreement • May 26th, 2020 • Hawaii
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 11.24%This APR will vary with the market based on the U.S. Prime Rate. APR for Cash Advances 18.00% Fixed Penalty APR and When it Applies 18.00% FixedThis APR may be applied to your Credit Card account if you make a late payment. How Long Will the Penalty APR Apply?: This Penalty APR will apply until you make six consecutive Minimum Payments when due. Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on Purchases if you pay your entire New Balance by the Payment Due Date each month. We will begin charging interest on Cash Advances on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $1.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Pro
