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Agreement 1Definitions 1Part A: Liability Coverage 2Insuring Agreement 2Supplementary Payments 2Exclusions 2Limit of Liability 4Out of State Coverage 4Financial Responsibility 5Other Insurance 5Additional Interest 5Part B: Medical Payments (Excess Only) 5Insuring Agreement 5Exclusions 5Limit of Liability 6Part C: Uninsured Motorists Coverage 6Insuring Agreement 6Exclusions 7Limit of Liability 8Other Insurance 8Arbitration 8Additional Duties 9 Part D: Coverage for Damage to Your Auto 9Part E: Duties after an Accident or Loss 13Part F: General Provisions 13Bankruptcy 14Changes 14Fraud 14Legal Action against Us 14Our Right To Recover Payment 14Policy Period and Territory 15Termination 15Transfer of Your Interest in This Policy 15Two or More Auto Policies 16Our Right to Recompute Premium 16Non-owner Coverage Endorsement 16Business Use Endorsement 17Rating information Statement 17Calculation of Premium Refunds 18Privacy Notice
PRIVATE PASSENGER AUTO POLICYPrivate Passenger Auto Policy • July 24th, 2017
In return for “your” payment of the premium and subject to all the terms of this policy, “we” agree to insure “you” for the coverages and the limits of liability shown on this policy’s “Declarations” subject to the following terms.
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