ENDORSEMENT ADDITIONAL DEATH BENEFITProtective Life • April 20th, 2000 • Protective Variable Annuity Separate Account
ANNUAL RESET DEATH BENEFIT - Beginning on the 6th Contract Anniversary, we will determine an annual reset anniversary value on each Contract Anniversary occurring before the earlier of the deceased Owner's 80th birthday or the deceased Owner's date of death. Each annual reset anniversary value is equal to the sum of: the Contract Value on that Contract Anniversary; plus all Purchase Payments since that Contract Anniversary; minus all amounts surrendered, including associated surrender charges, since that Contract Anniversary.
PROTECTIVE LIFE INSURANCE COMPANY P.O. BOX 10648 BIRMINGHAM, ALABAMA 35202-0648 ------------------------------------------------------------------------------- - WAIVER OF SURRENDER CHARGES FOR EARLY WITHDRAWAL OF ANNUITY PROCEEDS We are amending the...Protective Life • April 20th, 2000 • Protective Variable Annuity Separate Account
