Purchase, Warranties and Servicing Agreement Sample Contracts

EMC MORTGAGE CORPORATION Purchaser, CHEVY CHASE BANK, F.S.B. Company, PURCHASE, WARRANTIES AND SERVICING AGREEMENT Dated as of July 1, 2001 (Adjustable Rate Mortgage Loans)
Purchase, Warranties and Servicing Agreement • November 27th, 2007 • Prime Mortgage Trust 2007-1 • Asset-backed securities • New York

This is a Purchase, Warranties and Servicing Agreement, dated as of July 1, 2001 and is executed between EMC Mortgage Corporation, as Purchaser (the "Purchaser") and Chevy Chase Bank, F.S.B., as the Company (the “Company”).

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AMENDMENT NUMBER ONE to the AMENDED AND RESTATED PURCHASE, WARRANTIES AND SERVICING AGREEMENT dated as of December 1, 2004 between UBS REAL ESTATE SECURITIES INC. and SUNTRUST MORTGAGE, INC.
Purchase, Warranties and Servicing Agreement • November 13th, 2006 • MASTR Asset Securitization Trust 2006-3 • Asset-backed securities • New York

This AMENDMENT NUMBER ONE is made this 1st day of July, 2005, by and between SunTrust Mortgage, Inc. (the “Seller”) and UBS Real Estate Securities Inc. (the “Purchaser”), to the Amended and Restated Purchase, Warranties and Servicing Agreement, dated as of December 1, 2004, by and between the Seller and the Purchaser (the “Agreement”).

AMENDMENT NUMBER THREE to the AMENDED AND RESTATED PURCHASE, WARRANTIES AND SERVICING AGREEMENT dated as of December 1, 2004 between UBS REAL ESTATE SECURITIES INC. and SUNTRUST MORTGAGE, INC.
Purchase, Warranties and Servicing Agreement • November 13th, 2006 • MASTR Asset Securitization Trust 2006-3 • Asset-backed securities • New York

This AMENDMENT NUMBER THREE is made this 1st day of April, 2006, by and between SunTrust Mortgage, Inc. (the “Seller”) and UBS Real Estate Securities Inc. (the “Purchaser”), to the Amended and Restated Purchase, Warranties and Servicing Agreement, dated as of December 1, 2004, by and between the Seller and the Purchaser (the “Agreement”).

RECONSTITUTED PURCHASE, WARRANTIES AND SERVICING AGREEMENT
Purchase, Warranties and Servicing Agreement • August 3rd, 2007 • STARM Mortgage Loan Trust 2007-3 • Asset-backed securities • New York

REPAIRED_PROP_VAL The amount the property would be worth if repairs are completed pursuant to a broker's price opinion or appraisal. 2

AMENDMENT NO. 2 AND JOINDER TO PURCHASE, WARRANTIES AND SERVICING AGREEMENT
Purchase, Warranties and Servicing Agreement • December 29th, 2004 • Homebanc Corp • Real estate investment trusts • New York

Amendment No. 2, and Joinder dated as of December 27, 2004 (this “Amendment”), by and between ABETTERWAYHOME FINANCE, LLC (“Finance” and a “Purchaser”), HOMEBANC FUNDING CORP. (“Funding”, a “Purchaser” and together with Finance the “Purchasers”), HOMEBANC MORTGAGE CORPORATION (“HMC” and a “Company”) and HOMEBANC CORP. (“HomeBanc” and a “Company” and together with HMC the “Companies”).

AMENDMENT NO. 1 TO PURCHASE, WARRANTIES AND SERVICING AGREEMENT
Purchase, Warranties and Servicing Agreement • April 2nd, 2007 • SACO I Trust 2006-2 • Asset-backed securities

THIS AMENDMENT NO. 1, effective as of May 14, 2004, amends the Purchase, Warranties and Servicing Agreement among EMC Mortgage Corporation (the “Purchaser”), First Tennessee Mortgage Services, Inc., as servicer (the “Servicer”) and First Horizon Home Loan Corporation (the “Seller”, and together with the Servicer, the “Company”), previously entered into as of September 1, 2003 (the “Agreement”).

AMENDMENT NO. 2 TO PURCHASE, WARRANTIES AND SERVICING AGREEMENT
Purchase, Warranties and Servicing Agreement • April 2nd, 2007 • SACO I Trust 2006-5 • Asset-backed securities

THIS AMENDMENT NO. 2, effective as of June 16, 2005, amends the Purchase, Warranties and Servicing Agreement among EMC Mortgage Corporation (the “Purchaser”), First Tennessee Mortgage Services, Inc., as servicer (the “Servicer”) and First Horizon Home Loan Corporation (the “Seller”, and together with the Servicer, the “Company”), previously entered into as of September 1, 2003 (the “Agreement”), as previously amended.

AMENDMENT NUMBER TWO to the AMENDED AND RESTATED PURCHASE, WARRANTIES AND SERVICING AGREEMENT dated as of December 1, 2004 between UBS REAL ESTATE SECURITIES INC. and SUNTRUST MORTGAGE, INC.
Purchase, Warranties and Servicing Agreement • April 13th, 2006 • MASTR Asset Securitization Trust 2006-1 • Asset-backed securities • New York

This AMENDMENT NUMBER TWO is made this 28th day of February, 2006, by and between SunTrust Mortgage, Inc. (the “Seller”) and UBS Real Estate Securities Inc. (the “Purchaser”), to the Amended and Restated Purchase, Warranties and Servicing Agreement, dated as of December 1, 2004, by and between the Seller and the Purchaser (the “Agreement”).

AMENDMENT NO. 3 TO PURCHASE, WARRANTIES AND SERVICING AGREEMENT
Purchase, Warranties and Servicing Agreement • April 2nd, 2007 • SACO I Trust 2006-5 • Asset-backed securities

THIS AMENDMENT NO. 3, effective as of August 8, 2005, amends the Purchase, Warranties and Servicing Agreement among EMC Mortgage Corporation (the “Purchaser”), First Tennessee Mortgage Services, Inc., as servicer (the “Servicer”) and First Horizon Home Loan Corporation (the “Seller”, and together with the Servicer, the “Company”), previously entered into as of September 1, 2003 (the “Agreement”), as previously amended.

AMENDMENT NUMBER FOUR to the PURCHASE, WARRANTIES AND SERVICING AGREEMENT Dated as of September 1, 2003 among EMC MORTGAGE CORPORATION, as Purchaser and FIRST TENNESSEE MORTGAGE SERVICES, INC. as Servicer, FIRST HORIZON HOME LOAN CORPORATION, as Seller
Purchase, Warranties and Servicing Agreement • April 2nd, 2007 • SACO I Trust 2006-2 • Asset-backed securities

This AMENDMENT NUMBER FOUR (this “Amendment”) is made and entered into this 22nd day of December, 2005, by and among EMC Mortgage Corporation, a Delaware corporation, as purchaser (the “Purchaser”) and First Tennessee Mortgage Services, Inc., as servicer (the “Servicer”) and First Horizon Home Loan Corporation (the “Seller”, and together with the Servicer, the “Company”) in connection with the Purchase, Warranties and Servicing Agreement, dated as of September 1, 2003, between the above mentioned parties (the “Agreement”).

EMC MORTGAGE CORPORATION Company, LUMINENT MORTGAGE CAPITAL, INC., MERCURY MORTGAGE FINANCE STATUTORY TRUST AND MAIA MORTGAGE FINANCE STATUTORY TRUST Purchaser,
Purchase, Warranties and Servicing Agreement • October 13th, 2006 • Luminent Mortgage Trust 2006-6 • Asset-backed securities • New York
AMENDMENT NO. 2 AND JOINDER TO PURCHASE, WARRANTIES AND SERVICING AGREEMENT
Purchase, Warranties and Servicing Agreement • December 29th, 2004 • Homebanc Corp • Real estate investment trusts • New York

Amendment No. 2, and Joinder dated as of December 27, 2004 (this “Amendment”), by and between ABETTERWAYHOME FINANCE, LLC II (“Finance” and a “Purchaser”), HOMEBANC FUNDING CORP. II (“Funding”, a “Purchaser” and together with Finance the “Purchasers”) HOMEBANC MORTGAGE CORPORATION (“HMC” and a “Company”) and HOMEBANC CORP. (“HomeBanc” and a “Company” and together with HMC the “Companies”).

RECONSTITUTED PURCHASE, WARRANTIES AND SERVICING AGREEMENT
Purchase, Warranties and Servicing Agreement • August 9th, 2007 • STARM Mortgage Loan Trust 2007-S1 • Asset-backed securities • New York

REPAIRED_PROP_VAL The amount the property would be worth if repairs are completed pursuant to a broker's price opinion or appraisal. 2

RECONSTITUTED PURCHASE, WARRANTIES AND SERVICING AGREEMENT
Purchase, Warranties and Servicing Agreement • January 7th, 2008 • MASTR Asset Securitization Trust 2007-2 • Asset-backed securities • New York

THIS RECONSTITUTED PURCHASE, WARRANTIES AND SERVICING AGREEMENT (this “Agreement”), dated as of December 21, 2007, between Mortgage Asset Securitization Transactions, Inc. (the “Depositor” and “Assignor”), U.S. Bank National Association not in its individual capacity but solely as trustee under the Pooling Agreement defined below (including its successors and assigns in such capacity, the “Trustee” and “Assignee”), and SunTrust Mortgage, Inc. (the “Company” or the “Servicer”):

EMC MORTGAGE CORPORATION Purchaser, HMB ACCEPTANCE CORP. Company, HOMEBANC CORP. Servicer, PURCHASE, WARRANTIES AND SERVICING AGREEMENT Dated as of July 1, 2004 (Fixed and Adjustable Rate Mortgage Loans)
Purchase, Warranties and Servicing Agreement • August 26th, 2004 • Homebanc Corp • Real estate investment trusts • New York

This is a Purchase, Warranties and Servicing Agreement, dated as of July 1, 2004 and is executed among EMC MORTGAGE CORPORATION, as Purchaser, with offices located at Mac Arthur Ridge II, 909 Hidden Ridge Drive, Suite 200, Irving, Texas 75038 (the “Purchaser”), HMB Acceptance Corp., with its executive offices located at 2002 Summit Boulevard, Suite 100, Atlanta, GA 30319 (the “Company”) and HomeBanc Corp., with its executive offices located at 2002 Summit Boulevard, Suite 100, Atlanta, GA 30319 (the “Servicer”).

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