Agreement No: 970062 MEMORANDUM OF REINSURANCE EFFECTED ON BEHALF OF: REINSURED: HOME STATE INSURANCE GROUP --------- HOME STATE INSURANCE COMPANY Red Bank, New Jersey QUAKER CITY INSURANCE COMPANY Trevose, Pennsylvania NEW YORK MERCHANT BAKERS...Reinsurance Cover Note • April 15th, 1997 • Home State Holdings Inc • Fire, marine & casualty insurance
