SECOND AMENDMENT TO RESTRICTED STOCK AWARD DESCRIPTIONRestricted Stock Award Description • October 25th, 2004 • Providian Financial Corp • National commercial banks
The award descriptions evidencing the restricted stock grants to you, dated as of November 25, 2001 and January 2, 2002, and as amended by the Amendment to Restricted Stock Award Description effective as of November 7, 2003 (as so amended, the “Grant Agreements”) by Providian Financial Corporation, a Delaware corporation (the “Company”), are hereby further amended as set forth below, effective as of the date of this amendment (the “Amendment”). All capitalized terms used but not defined in this Amendment shall have the meanings set forth in the employment agreement dated as of November 25, 2001 between the Company and you.
