Exhibit 10.5 ------------- RESTRICTED STOCK ESCROW AGREEMENT --------------------------------- RESTRICTED STOCK ESCROW AGREEMENT dated as of March 1, 2003, by and among GEM GLOBAL YIELD FUND, a Nevis, West Indies entity ("GEM"), HERITAGE WORLDWIDE,...Restricted Stock Escrow Agreement • March 13th, 2003 • Heritage Worldwide Inc • Non-operating establishments • New York
