1 EXHIBIT 4(b)(v) [SAGE LIFE ASSURANCE OF AMERICA, INC. LOGO] MEMBER OF SAGE INSURANCE GROUP ROTH INDIVIDUAL RETIREMENT ANNUITY RIDER GENERAL This Rider is made part of the Contract to which it is attached. The Contract as amended is intended to...Roth Individual Retirement Annuity Rider • December 24th, 1997 • Fidelity Standard Life Separate Account
