SECURED CREDIT CARD AGREEMENT AND TRUTH-IN-LENDING DISCLOSURESecured Credit Card Agreement • April 15th, 2015 • Michigan
THIS IS YOUR AGREEMENT WITH MICHIGAN FIRST CREDIT UNION (CREDIT UNION) REGARDING RIGHTS AND RESPONSIBILITIES ASSOCIATED WITH OBTAINING A SECURED VISA® CREDIT CARD. THE DISCLOSURE
Secured Credit Card InformationSecured Credit Card Agreement • November 20th, 2015
AADT has implemented a policy which enables clients to maintain their credit card information securely on file with the American Alliance Drug Testing (AADT) system. When you provide AADT with your credit card information, you are giving AADT permission to automatically charge your credit card on file for all expenses such as, AADT’s Drug & Alcohol Program Enrollment, testing and any supplies at time of service or shipment.
SECURED CREDIT CARD AGREEMENTSecured Credit Card Agreement • January 9th, 2018 • Nebraska
By requesting or accepting a Secured MasterCard Credit Card account (“Credit Card account” or “Account”) with Bank of the West, you agree to be bound by all the terms of this Agreement. In this Agreement, the words “you” or “your” mean everyone who has requested or accepted a Credit Card account with us. The words “we,” “us,” “our,” or “Bank” mean Bank of the West. If you do not accept this Agreement, you must notify us in writing within 5 days after receipt. Use of your card or any feature (including a balance transfer) of your Credit Card Agreement shall constitute acceptance of this Agreement.
Secured Credit Card AgreementSecured Credit Card Agreement • July 25th, 2019
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 19.99% APR for Cash Advances 19.99% Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $1.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore Fees Annual Fee NOTICE: The Annual Fee will be assessed before you begin using your card and will reduce the amount of credit you initially have available. If you are assigned the minimum credit limit of $200, your initial available credit will be only about $161.$39
