Senior Lending Agreement Sample Contracts

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FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • January 18th, 2011 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, as amended, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of October 15, 2010, by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement (“Banks”); Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”), certain of its Subsidiaries and Guaranty Bank, a Missouri corporation with offices located at 1341 W. Battlefield, Springfield, MO 65807 (hereinafter referred to as “New Bank”).

FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • August 12th, 2011 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, as amended, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of June 24, 2011, by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement (“Banks”); Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”), certain of its Subsidiaries and Carrollton Bank an Illinois corporation with offices located at 11710 Manchester Road, Saint Louis, MO 64131-4614 (hereinafter referred to as “New Bank”).

FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • May 15th, 2009 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Amended and Restated Senior Lending Agreement dated as of May 31, 2007, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of October 18, 2007 by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement; Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”) certain of its Subsidiaries and SolutionsBank, a Kansas corporation with offices located at Overland Park, KS (hereinafter referred to as “New Bank”).

FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • January 18th, 2011 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, as amended, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of October 26, 2010, by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement (“Banks”); Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”), certain of its Subsidiaries and ONB Bank and Trust Company a Oklahoma corporation with offices located at 3501 French Park Drive, Ste. B, Edmond, OK 73034 (hereinafter referred to as “New Bank”).

FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • January 18th, 2011 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, as amended, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of September 15, 2010, by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement (“Banks”); Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”), certain of its Subsidiaries and Blue Ridge Bank and Trust Co. a Missouri corporation with offices located at 4200 Little Blue Parkway, Independence, MO 64057 (hereinafter referred to as “New Bank”).

Contract
Senior Lending Agreement • May 5th, 2020

EX-4.5 2 pfs-ex45_august1310.htm EXHIBIT 4.5 - AMENDMENT NO. 1 TO SENIOR 1 SENIOR LENDING AGREEMENT FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS Amendment No.1 to Senior Lending Agreement This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, a copy of which is attached hereto (hereinafter referred to as the "Senior Lending Agreement") is made as of July 27, 2009 by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement; Pioneer Financial Services, Inc. (hereinafter referred to as "Pioneer") certain of its Subsidiaries and First Citizens Bank, a Kentucky corporation with offices located at Elizabethtown, Kentucky (hereinafter referred to as "New Bank"). WHEREAS, Pioneer has requested New Bank to extend credit to it and New Bank is willing to extend such credit; and WHEREAS, Pioneer is prohibited from receiving credit from New Bank u

FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • January 18th, 2011 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, as amended, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of October 6, 2010, by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement (“Banks”); Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”), certain of its Subsidiaries and First Community Bank a Missouri corporation with offices located at 9820 Metcalf Ave, Ste 1100, Overland Park, KS 66212 (hereinafter referred to as “New Bank”).

FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • January 18th, 2011 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, as amended, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of November 19, 2010, by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement (“Banks”); Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”), certain of its Subsidiaries and Alterra Bank a Kansas corporation with offices located at 11120 W. 135th St. Overland Park, Kansas 66221 (hereinafter referred to as “New Bank”).

FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • August 13th, 2010 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, as amended, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of June 25, 2010, by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement (“Banks”); Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”), certain of its Subsidiaries and Stifel Bank & Trust, a Missouri corporation with offices located at 955 Executive Parkway, Suite 216, St. Louis, MO 63141 (hereinafter referred to as “New Bank”).

AMENDED AND RESTATED SENIOR LENDING AGREEMENT DATED AS OF MAY 31, 2007
Senior Lending Agreement • June 6th, 2007 • Pioneer Financial Services Inc • Personal credit institutions • Missouri

FOR VALUE RECEIVED, the undersigned “Maker” promises to pay to the order of Pioneer Financial Services, Inc., a Missouri corporation, (hereinafter called “Lender”), at its main office, on demand, the principal sum of _______________________________ or such other lesser amount as shall be noted on the Schedule of Disbursements and Payments of Principal included herein or attached hereto pursuant to the authority set forth herein, together with interest on the unpaid principal balance hereof from time to time outstanding from date(s) of disbursement(s) until paid, at the rate of nine percent per annum with all interest calculated and payable monthly in arrears, based on the month-end balance. Unless Lender, in its sole discretion, may from time to time otherwise direct, all payments shall be applied first to payment of accrued interest, and then to reduction of the principal sum due hereunder. This note shall bear interest after maturity, whether by reason of acceleration or otherwise, a

FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • January 18th, 2011 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, as amended, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of July 1, 2010, by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement (“Banks”); Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”), certain of its Subsidiaries and Page County State Bank, a Iowa corporation with offices located at 120 East Washington Street, Clarinda, IA 51632 (hereinafter referred to as “New Bank”).

FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • January 18th, 2011 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, as amended, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of July 8, 2010, by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement (“Banks”); Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”), certain of its Subsidiaries and CrossFirst Bank Leawood, a Kansas corporation with offices located at 4707 West 135th Street, Overland Park, KS 66224 (hereinafter referred to as “New Bank”).

FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • January 18th, 2011 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, as amended, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of December 10, 2010, by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement (“Banks”); Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”), certain of its Subsidiaries and First Federal Savings Bank of Creston, F.S.B. an Iowa corporation with offices located at 501 W. Taylor, P.O. Box 409, Creston, IA 50801 (hereinafter referred to as “New Bank”).

FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • January 18th, 2011 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, as amended, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of December 10, 2010, by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement (“Banks”); Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”), certain of its Subsidiaries and Sunflower Bank, National Association a Kansas corporation with offices located at 3025 Cortland Circle, Salina, KS 67401 (hereinafter referred to as “New Bank”).

FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • August 13th, 2010 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, as amended, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of June 30, 2010, by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement (“Banks”); Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”), certain of its Subsidiaries and CrossFirst Bank, a Kansas corporation with offices located at 11225 College Blvd, Suite 150, Overland Park, KS 66210 (hereinafter referred to as “New Bank”).

FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • January 18th, 2011 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, as amended, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of December 16, 2010, by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement (“Banks”); Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”), certain of its Subsidiaries and Bank of Blue Valley a Kansas corporation with offices located at 11935 Riley Street, Overland Park, KS 66213 (hereinafter referred to as “New Bank”).

Contract
Senior Lending Agreement • May 5th, 2020 • Missouri

<DOCUMENT> <TYPE>EX-4.9 <SEQUENCE>3 <FILENAME>pfs-ex49_615463.txt <DESCRIPTION>AMENDED AND RESTATED SENIOR LENDING AGREEMENT <TEXT> Exhibit 4.9 AMENDED AND RESTATED SENIOR LENDING AGREEMENT DATED AS OF October 1, 2003 This Amended and Restated Senior Lending Agreement ("Agreement") is made as of this 1st day of October, 2003 (the "Effective Date") by and between Pioneer Financial Services, Inc., a Missouri corporation (hereinafter referred to as "Pioneer"), UMB Bank, N.A., a national banking association (hereinafter referred to as "UMB"), Arvest Bank, an Oklahoma banking corporation (hereinafter referred to as "Arvest"), Union Bank of California, a California banking corporation (hereinafter referred to as "Union"), Comerica Bank, a Michigan banking corporation (hereinafter referred to as "Comerica"), First Bank, a Missouri banking corporation (hereinafter referred to as "FBM"), First National Bank of Kansas, a national banking association (hereinafter referred to as "FNBK"), Bank of O

FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • December 23rd, 2011 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, as amended, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of July 20, 2011, by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement (“Banks”); Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”), certain of its Subsidiaries and Wm. D. Sullivan Family Investment Group, LLC, a Nevada limited liability company with offices located at 6299 Nall, Suite 101, Mission, Kansas 66202 (hereinafter referred to as “New Bank”) all initially capitalized terms not defined in this Amendment will have the same meanings herein as in the Senior Lending Agreement.

THIRD AMENDMENT TO AMENDED AND RESTATED SENIOR LENDING AGREEMENT
Senior Lending Agreement • May 15th, 2009 • Pioneer Financial Services Inc • Personal credit institutions

This THIRD AMENDMENT (“Third Amendment”) is dated as of the 1st day of January, 2009, to that certain Amended and Restated Senior Lending Agreement (the “Senior Lending Agreement”) dated as of May 31, 2007, by and between Pioneer Financial Services, Inc., Pioneer Military Lending of Nevada, LLC, Pioneer Military Lending of Georgia, LLC, Military Acceptance Corporation, Inc., and Pioneer Funding, Inc., (all collectively as the “Borrowers” and each individually as a “Borrower”); UMB Bank, N.A., Arvest Bank, Commerce Bank, N.A., First Banks, First National Bank of Kansas, Texas Capital Bank, N.A., Bank of Oklahoma, N.A., JP Morgan Chase Bank , N.A., Southwest Bank of St. Louis, BancFirst and SolutionsBank (all collectively as the “Banks” and each individually as a “Bank”).

FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • May 15th, 2009 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Amended and Restated Senior Lending Agreement dated as of May 31, 2007, a copy of which is attached hereto (hereinafter referred to as the "Senior Lending Agreement") is made as of August 14, 2007 by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement; Pioneer Financial Services, Inc. (hereinafter referred to as "Pioneer") certain of its Subsidiaries and BancFirst, an Oklahoma state banking corporation with offices located at Oklahoma City, OK (hereinafter referred to as "New Bank").

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FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • January 18th, 2011 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, as amended, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of September 15, 2010, by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement (“Banks”); Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”), certain of its Subsidiaries and Peoples Community Bank a Missouri corporation with offices located at Hwy 34 E Building 1001, Marble Hill, MO 63764 (hereinafter referred to as “New Bank”).

FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • January 18th, 2011 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, as amended, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of July 22, 2010, by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement (“Banks”); Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”), certain of its Subsidiaries and First State Bank & Trust Co. of Larned a Kansas corporation with offices located at 7206 College Blvd., Overland Park, KS 66210 (hereinafter referred to as “New Bank”).

FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • February 13th, 2012 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, as amended, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of December 29, 2011, by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement (“Banks”); Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”), certain of its Subsidiaries and The PrivateBank and Trust Company with offices located at 120 S. LaSalle Street, Chicago, Illinois 60603 (hereinafter referred to as “New Bank”) all initially capitalized terms not defined in this Amendment will have the same meanings herein as in the Senior Lending Agreement.

FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • January 18th, 2011 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, as amended, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of July 12 2010, by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement (“Banks”); Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”), certain of its Subsidiaries and People’s Community State Bank, a Missouri corporation with offices located at Highway 160 & Junction 142, Doniphan, MO 63935 (hereinafter referred to as “New Bank”).

AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • January 18th, 2011 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of December 13, 2010 by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement; Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”) certain of its Subsidiaries and Enterprise Bank and Trust, a Missouri charter trust company with offices located at 12695 Metcalf Avenue; Overland Park, KS 66213 (“Enterprise”).

FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • May 13th, 2011 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, as amended, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of January 14, 2011, by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement (“Banks”); Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”), certain of its Subsidiaries and Lyon County State Bank a Kansas corporation with offices located at 902 Merchant Street, Emporia, KS 66801 (hereinafter referred to as “New Bank”).

FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • January 18th, 2011 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, as amended, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of September 10, 2010, by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement (“Banks”); Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”), certain of its Subsidiaries and United Bank of Kansas a Kansas corporation with offices located at 10101 Woodland Road, Lenexa, KS 66220 (hereinafter referred to as “New Bank”).

FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • January 18th, 2011 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, as amended, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of September 13, 2010, by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement (“Banks”); Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”), certain of its Subsidiaries and Macon Atlanta State Bank a Missouri corporation with offices located at 1513 N. Missouri, Macon, MO 63552 (hereinafter referred to as “New Bank”).

FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • August 13th, 2010 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, as amended, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of June 28, 2010, by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement (“Banks”); Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”), certain of its Subsidiaries and Parkside Financial Bank & Trust, a Missouri corporation with offices located at 8112 Maryland Avenue, Suite 101, St. Louis, MO 63105 (hereinafter referred to as “New Bank”).

AMENDMENT TO
Senior Lending Agreement • August 13th, 2010 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of March 31, 2010 by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement; Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”) certain of its Subsidiaries and Citizens Bank and Trust Company, a Missouri corporation with offices located at 7280 NW 87th Terrace; Suite 300; Kansas City, MO 64153 (“Citizens”) and Enterprise Bank &Trust, a Missouri charter trust company with offices located at 12695 Metcalf Avenue; Overland Park, KS 66213 (“Enterprise”) (Citizens and Enterprise are hereinafter referred to as “New Banks”).

FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • August 13th, 2010 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, a copy of which is attached hereto (hereinafter referred to as the "Senior Lending Agreement") is made as of July 27, 2009 by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement; Pioneer Financial Services, Inc. (hereinafter referred to as "Pioneer") certain of its Subsidiaries and First Citizens Bank, a Kentucky corporation with offices located at Elizabethtown, Kentucky (hereinafter referred to as "New Bank").

FORM OF AMENDMENT TO SENIOR LENDING AGREEMENT TO ADD BANKS OR OTHER FINANCIAL INSTITUTIONS
Senior Lending Agreement • January 18th, 2011 • Pioneer Financial Services Inc • Personal credit institutions

This Amendment to that certain Secured Senior Lending Agreement dated as of June 12, 2009, as amended, a copy of which is attached hereto (hereinafter referred to as the “Senior Lending Agreement”) is made as of December 29, 2010, by and between all banks or other financial institutions which are, as of the date hereof, parties to such Senior Lending Agreement (“Banks”); Pioneer Financial Services, Inc. (hereinafter referred to as “Pioneer”), certain of its Subsidiaries and Hawthorn Bank a Missouri corporation with offices located at 132 East High Street, Jefferson City, MO 65101 (hereinafter referred to as “New Bank”).

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