EXHIBIT (4)(a) AIG Life Insurance Company [LOGO] AIG LIFE Wilmington, Delaware 19801 A capital stock company This Single Premium Immediate Annuity Contract is issued by AIG Life Insurance Company (We, Us, Our) to the Owner(s) (You, Your) named on the...Single Premium Immediate Annuity Contract • July 15th, 2004 • Variable Account I of Aig Life Ins Co • Delaware
This Single Premium Immediate Annuity Contract is issued by AIG Life Insurance Company (We, Us, Our) to the Owner(s) (You, Your) named on the Contract Schedule in consideration of the payment of the single Premium. We will make annuity payments to the Annuitant, and Joint Annuitant, if any, as set forth in this Contract Schedule beginning on the Annuity Date.
EMPIRE FIDELITY INVESTMENTS LIFE INSURANCE COMPANY NEW YORK, NEW YORK SINGLE PREMIUM IMMEDIATE ANNUITY INDIVIDUAL RETIREMENT ANNUITY VARIABLE INCOME NONPARTICIPATINGSingle Premium Immediate Annuity Contract • March 30th, 2006 • Empire Fidelity Investments Variable Annuity Account A
Empire Fidelity Investments Life Insurance Company agrees to pay lifetime income to the Annuitant, and to the Joint Annuitant if any, beginning with the first Annuity Income Date, and to provide the other rights and benefits of this Contract.
EMPIRE FIDELITY INVESTMENTS LIFE INSURANCE COMPANY New York, New York SINGLE PREMIUM IMMEDIATE ANNUITY VARIABLE INCOME NONPARTICIPATINGSingle Premium Immediate Annuity Contract • March 30th, 2006 • Empire Fidelity Investments Variable Annuity Account A
The dollar amount of variable annuity income payments will not decrease if the investment return of the separate account, after all expenses, from one Annuity Income Date to the next is equivalent to an effective annual rate that is greater than or equal to the Benchmark Rate of Return of 3.5%. We assess a daily Mortality and Expense Risk Charge against each Contract's assets at an annual rate of 0.50% and a daily Administration Charge against each Contract's assets at an annual rate of 0.10%.
This is a specimen policy as filed in our domicile state. The actual contract issued in your state may vary slightly.Single Premium Immediate Annuity Contract • October 9th, 2003
This is a legal Contract between its Owner and us. Please read it carefully. In this Contract, "you" or "your" refers to the Owner shown in the Data Page. "We", "our", or "us" refers to ING USA Annuity and Life Insurance Company. Our Executive Office is in Des Moines, IA.
