STEP VISA CARD AND SECURED ACCOUNT AGREEMENTStep Visa Card and Secured Account Agreement • September 23rd, 2022 • Tennessee
The following Step Visa Card Agreement, Secured Account Agreement, together with the Security Agreement, collectively, constitute an agreement (“Agreement”) between you and Evolve Bank & Trust governing the use of your Step Visa Card account (“Card Account”), the cards or other devices used to access the Card Account (“Step Card”) and deposit account as security for your Card Account (the “Secured Account”) with us. This Agreement also refers to and includes other disclosures we may provide to you, which are incorporated by reference. “You” and “your” mean the person who applied for the Step Card and to whom we issue a Step Card pursuant to this agreement or, in case of a minor, the owner of the Step Card that is responsible for paying back all amounts owed to us under this Agreement. You are also responsible for any other person you may authorize to use and access your Step Card and Card Account (“Authorized User”). The terms “we”, “us”, “our”, “Bank” and “Evolve” mean Evolve Bank & T
