Stipulation and Consent to the Issuance of an Order to Cease and Desist Sample Contracts

FEDERAL DEPOSIT INSURANCE CORPORATION WASHINGTON, D.C.
Stipulation and Consent to the Issuance of an Order to Cease and Desist • July 1st, 2009 • Advanta Corp • Personal credit institutions

Subject to the acceptance of this STIPULATION AND CONSENT TO THE ISSUANCE OF AN ORDER TO CEASE AND DESIST (CONSENT AGREEMENT) by the Federal Deposit Insurance Corporation (FDIC), it is hereby stipulated and agreed by and between a representative of the Legal Division of the FDIC and Advanta Bank Corp., Draper, Utah (Respondent) as follows:

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FEDERAL DEPOSIT INSURANCE CORPORATION WASHINGTON, D.C.
Stipulation and Consent to the Issuance of an Order to Cease and Desist • June 9th, 2009 • American Patriot Financial Group, Inc. • Savings institution, federally chartered

Subject to the acceptance of this STIPULATION AND CONSENT TO THE ISSUANCE OF AN ORDER TO CEASE AND DESIST (“CONSENT AGREEMENT”) by the Federal Deposit Insurance Corporation (“FDIC”), it is hereby stipulated and agreed by and between a representative of the Legal Division of the FDIC and American Patriot Bank, Greeneville, Tennessee (“Bank”), as follows:

FEDERAL DEPOSIT INSURANCE CORPORATION WASHINGTON, D.C. In the Matter of ) ) STIPULATION AND CONSENT TO THE COOPERATIVE BANK ) ISSUANCE OF AN ORDER TO WILMINGTON, NORTH CAROLINA ) CEASE AND DESIST (Insured State Nonmember Bank) ) FDIC-09-053b
Stipulation and Consent to the Issuance of an Order to Cease and Desist • March 18th, 2009 • Cooperative Bankshares Inc • Savings institutions, not federally chartered

Subject to the acceptance of this STIPULATION AND CONSENT TO THE ISSUANCE OF AN ORDER TO CEASE AND DESIST (“CONSENT AGREEMENT”) by the Federal Deposit Insurance Corporation (“FDIC”), it is hereby stipulated and agreed by and between a representative of the Legal Division of the FDIC, the North Carolina Commissioner of Banks (the “Commissioner”), and COOPERATIVE BANK, Wilmington, North Carolina (“Bank”), through its board of directors, as follows.

FEDERAL DEPOSIT INSURANCE CORPORATION
Stipulation and Consent to the Issuance of an Order to Cease and Desist • February 26th, 2009 • Republic Bancorp Inc /Ky/ • State commercial banks

Subject to the acceptance of this STIPULATION AND CONSENT TO THE ISSUANCE OF AN ORDER TO CEASE AND DESIST ("CONSENT AGREEMENT") by the Federal Deposit Insurance Corporation ("FDIC") it is hereby stipulated and agreed by and among representatives of the FDIC and Republic Bank & Trust Company, Louisville, Kentucky ("Bank") as follows:

FEDERAL DEPOSIT INSURANCE CORPORATION WASHINGTON, D.C.
Stipulation and Consent to the Issuance of an Order to Cease and Desist • November 10th, 2009 • Atlantic Southern Financial Group, Inc. • Savings institution, federally chartered

Subject to the acceptance of this STIPULATION AND CONSENT TO THE ISSUANCE OF AN ORDER TO CEASE AND DESIST (“CONSENT AGREEMENT”) by the Federal Deposit Insurance Corporation (“FDIC”), it is hereby stipulated and agreed by and between a representative of the Legal Division of the FDIC, the Commissioner (“Commissioner”) for the State of Georgia, Department of Banking and Finance and Atlantic Southern Bank, Macon, Georgia (“Bank”), through its board of directors, as follows.

FEDERAL DEPOSIT INSURANCE CORPORATION WASHINGTON, D.C.
Stipulation and Consent to the Issuance of an Order to Cease and Desist • November 10th, 2008 • Franklin Bank Corp • Savings institutions, not federally chartered

Subject to the acceptance of this STIPULATION AND CONSENT TO THE ISSUANCE OF AN ORDER TO CEASE AND DESIST (“CONSENT AGREEMENT”) by the Federal Deposit Insurance Corporation (“FDIC”), it is hereby stipulated and agreed by and between a representative of the Legal Division of the FDIC and Franklin Bank, S.S.B., Houston, Texas (“Bank”) as follows:

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