Supplemental Executive Retirement Plan and Employment Agreement Sample Contracts

May 7, 2001 Gregory Curl NCI-007-57-06 Charlotte, NC Dear Greg,
Supplemental Executive Retirement Plan and Employment Agreement • February 26th, 2010 • Bank of America Corp /De/ • National commercial banks

This letter confirms our commitment to you concerning your Supplemental Executive Retirement Plan and Employment Agreement dated January 30, 1996. You are currently a participant in the Bank of America Supplemental Executive Retirement Plan (SERP). Attached is an illustration showing your benefit under this plan. Under the terms of this plan you are vested in the retirement benefit when you reach age 55 with 15 years of service.

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