Supplemental Executive Retirement Plan Joinder Agreement Sample Contracts

SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN JOINDER AGREEMENT
Supplemental Executive Retirement Plan Joinder Agreement • August 7th, 2008 • Citizens Bancshares Corp /Ga/ • State commercial banks

I, ROBERT NESBITT, and CITIZENS TRUST BANK hereby agree that in exchange for good and valuable consideration, the value of which is hereby acknowledged, I shall participate in the Supplemental Executive Retirement Plan (“Plan”) established as of July 1, 2008, by CITIZENS TRUST BANK, as such Plan may now exist or hereafter be modified, and do further agree to the terms and conditions thereof. Capitalized terms not defined herein shall have the same meaning as set forth in the Plan.

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SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN JOINDER AGREEMENT
Supplemental Executive Retirement Plan Joinder Agreement • August 7th, 2008 • Citizens Bancshares Corp /Ga/ • State commercial banks

I, CYNTHIA N. DAY, and CITIZENS TRUST BANK hereby agree that in exchange for termination of my Life Insurance Endorsement Method Split Dollar Plan Agreement (“Split Dollar Agreement”), and for other good and valuable consideration, the value of which is hereby acknowledged, that I shall participate in the Supplemental Executive Retirement Plan (“Plan”) established as of July 1, 2008 by CITIZENS TRUST BANK, as such Plan may now exist or hereafter be modified, and do further agree to the terms and conditions thereof. I acknowledge and agree that this Plan supersedes and replaces my Executive Supplemental Retirement Plan Agreement (the “Indexed Retirement Plan”) in which I previously participated. Capitalized terms not defined herein shall have the same meaning as set forth in the Plan.

SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN JOINDER AGREEMENT
Supplemental Executive Retirement Plan Joinder Agreement • August 7th, 2008 • Citizens Bancshares Corp /Ga/ • State commercial banks

I, SAMUEL J. COX, and CITIZENS TRUST BANK hereby agree that in exchange for termination of my Life Insurance Endorsement Method Split Dollar Plan Agreement (“Split Dollar Agreement”), and for other good and valuable consideration, the value of which is hereby acknowledged,

FORM OF SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN JOINDER AGREEMENT
Supplemental Executive Retirement Plan Joinder Agreement • March 20th, 2008 • Crescent Banking Co • State commercial banks

I, , and CRESCENT BANK AND TRUST COMPANY hereby agree, for good and valuable consideration, the value of which is hereby acknowledged, that I shall participate in the Supplemental Executive Retirement Plan (“Plan”) established as of September 1, 2007, by CRESCENT BANK AND TRUST COMPANY, as such Plan may now exist or hereafter be modified, and do further agree to the terms and conditions thereof.

SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN JOINDER AGREEMENT
Supplemental Executive Retirement Plan Joinder Agreement • August 7th, 2008 • Citizens Bancshares Corp /Ga/ • State commercial banks

I, JAMES E. YOUNG, and CITIZENS TRUST BANK hereby agree that in exchange for termination of my Life Insurance Endorsement Method Split Dollar Plan Agreement (“Split Dollar Agreement”), and for other good and valuable consideration, the value of which is hereby acknowledged, that I shall participate in the Supplemental Executive Retirement Plan (“Plan”) established as of July 1, 2008, by CITIZENS TRUST BANK, as such Plan may now exist or hereafter be modified, and do further agree to the terms and conditions thereof. I acknowledge and agree that this Plan supersedes and replaces my Executive Supplemental Retirement Plan Agreement (the “Indexed Retirement Plan”) in which I previously participated. Capitalized terms not defined herein shall have the same meaning as set forth in the Plan.

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