REGULAR TERM SHARE CERTIFICATES TERM 30 Days 3 Months 6 Months 9 Months 12 Months 18 Months 24 Months 30 Months 36 Months 48 Months 60 Months DIVIDENDSAnnual Percentage Yield (APY), % .15 .35 .60 .65 2.02 1.36 2.43 2.43 2.48 2.53 2.58 Dividend Rate, %...Term Share Certificate and i.r.a. Certificate Agreement • April 12th, 2018
Rate information: The dividend rates and annual percentage yields for term share certificates as set forth above were offered within the most recent seven calendar days and are accurate as of the effective date above. Please call the Credit Union at 973-785-9200 to obtain current rate information.
Term Share Certificate and I.R.A. Certificate AgreementTerm Share Certificate and i.r.a. Certificate Agreement • March 3rd, 2016
REGULAR TERM SHARE CERTIFICATES TERM 30 Days 3 Months 6 Months 9 Months 12 Months 18 Months 24 Months 30 Months 36 Months 48 Months 60 Months DIVIDENDSAnnual Percentage Yield (APY), % .15 .15 .25 .30 .45 .50 .75 .75 1.05 1.10 1.25 Dividend Rate, % .15 .15 .25 .30 .45 .50 .75 .75 1.04 1.09 1.24 Dividends Credited Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly BALANCE REQUIREMENTSMinimum Opening Balance $1,000.00 $1,000.00 $1,000.00 $1,000.00 $500.00 $500.00 $500.00 $500.00 $500.00 $500.00 $500.00 Minimum to Earn APY $1,000.00 $1,000.00 $1,000.00 $1,000.00 $500.00 $500.00 $500.00 $500.00 $500.00 $500.00 $500.00
Term Share Certificate and I.R.A. Certificate AgreementTerm Share Certificate and i.r.a. Certificate Agreement • August 29th, 2016
Rate information: The dividend rates and annual percentage yields for term share certificates as set forth above were offered within the most recent seven calendar days and are accurate as of the effective date above. Please call the Credit Union at 973-785-9200 to obtain current rate information.
Term Share Certificate and I.R.A. Certificate AgreementTerm Share Certificate and i.r.a. Certificate Agreement • October 2nd, 2014
Renewal policy: You will have a grace period of 3 business days after maturity date to notify NJFCU of your intent to either a) renew your certificate at the prevailing rate, or b) withdraw the funds in the account without being charged an early withdrawal penalty. Withdrawals must be requested in writing.
Term Share Certificate and I.R.A. Certificate AgreementTerm Share Certificate and i.r.a. Certificate Agreement • March 12th, 2015
REGULAR TERM SHARE CERTIFICATES TERM 30 Days 3 Months 6 Months 9 Months 12 Months 18 Months 24 Months 30 Months 36 Months 48 Months 60 Months DIVIDENDSAnnual Percentage Yield (APY), % .15 .15 .25 .30 .45 .50 .75 .75 1.05 1.10 1.25 Dividend Rate, % .15 .15 .25 .30 .45 .50 .75 .75 1.04 1.09 1.24 Dividends Credited Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly BALANCE REQUIREMENTSMinimum Opening Balance $1,000.00 $1,000.00 $1,000.00 $1,000.00 $500.00 $500.00 $500.00 $500.00 $500.00 $500.00 $500.00 Minimum to Earn APY $1,000.00 $1,000.00 $1,000.00 $1,000.00 $500.00 $500.00 $500.00 $500.00 $500.00 $500.00 $500.00
