TERMS AND CONDITIONS FOR DEPOSIT ACCOUNTS AND REWARDS PROGRAMTerms and Conditions for Deposit Accounts and Rewards Program • August 26th, 2021
The Terms and Conditions for Deposit Accounts and Rewards Program (this “Agreement”) is the contract between you, the depositor (“you,” “your”), and First Electronic Bank, a Utah state- chartered industrial bank (“FEB,” “we,” “us,” “our”), that governs the NinjaCard® (a) Transaction Account; (b) Savings Account; and (c) Rewards Program, all provided by FEB and serviced by KMD Partners, LLC d/b/a NinjaCard® (“NinjaCard®”). This Agreement explains how your NinjaCard® Transaction Account and Savings Account work, what fees are applicable to your accounts, how our various services work, and the policies, terms, and conditions that govern your accounts. Unless the context requires a different construction, the terms “Accounts” and “Account” mean both the Transaction Account and the Savings Account.
