Exhibit 10.2 Bear, Stearns & Co., Inc. 245 Park Avenue New York, New York 10167 (as Representative of the Underwriters) Ambac Assurance Corporation One State Street Plaza New York, New York 10004 Re: Advanta Mortgage Loan Trust 1999-4 Underwriting...Underwriting Agreement and Insurance Agreement • December 1st, 1999 • Advanta Conduit Receivables Inc • Asset-backed securities
