Exhibit 10.12 (ix) U.S. DOLLAR COMMERCIAL LINE OF CREDIT AGREEMENT Branch: 989 Derry Road, Suite 303, Mississauga, Ontario, L5T 2J8 Date: February 22, 2002 Laurentian Bank of Canada (the "Bank") and the undersigned borrower (the "Borrower") agree as...u.s. Dollar Commercial Line of Credit Agreement • July 29th, 2002 • Universe2u Inc • Non-operating establishments
