PLEASE READ THIS DOCUMENT CAREFULLY AND KEEP IT FOR REFERENCE PURPOSES.Variable Credit Agreement • April 20th, 2015
For the purposes of this Agreement, the cardholder and additional card- holder(s) are collectively designated by the term “the cardholder”. When the cardholder is issued a Best Buy card “the card” by the Fédération des caisses Desjardins du Québec “the Federation” and signs the card bearing his name, uses it for the first time or authorizes its use by a third party, he accepts the following terms of use and is solidarily liable for any indebtedness incurred through the use of the card, any indebtedness being recoverable in full from his heirs, legatees and assigns. This accept- ance also signifies the cardholder’s acknowledgment of the request for the issuance of a card, regardless the form of signature used.
Effective November 2017Variable Credit Agreement • October 18th, 2017
The applicant(s) or the company as named in the Visa Desjardins U.S. Business Card application form (hereinafter, the “Holder”) shall be liable to the Fédération des caisses Desjardins du Québec (hereinafter, the “Federation”) for any debts contracted through the use of the Visa Desjardins U.S. Business credit cards (hereinafter, the “Visa Desjardins Card”) issued in the name and for the benefit of the Holder for use by its authorized representatives, including any debts that may exceed the cre- dit limits granted, and continued use of cards by those who are no longer authorized representatives of the Holder. In the case of a partnership where the Holder named several applicants, the Holder and applicants shall be jointly and severally, or solidarily, liable for any debts and obligations des- cribed herein, and such debts and obligations shall be indivisible and may be claimed in their entirety from the heirs, beneficiaries and assigns thereof. The Holder accepts and undertakes to abid
VARIABLE CREDIT AGREEMENTVariable Credit Agreement • August 2nd, 2024
The applicant(s) or the company as named in the Visa Desjardins Business Freedom Solutions application form (hereinafter, the “holder”) shall be liable to the Federation des caisses Desjardins du Québec (hereinafter, the “Federation”) for any debts incurred through the use of the Visa Desjardins Business credit cards (hereinafter, the “Visa Desjardins card”) issued in the name and for the benefit of the holder for use by its authorized representatives, including any debts that may exceed the credit limits granted and subsequent use made thereof, even in cases where the latter are no longer authorized representatives of the holder. The holder acknowledges that the following undertakings shall also apply, where appropriate, to the use of cheques related to the Visa Desjardins card and any transaction carried out using the Desjardins Mobile Payment Service. As regards a partnership where the holder names several applicants, the holder and applicants shall be solidarily liable for the debt
VISA* DESJARDINS CORPORATE CARD1Variable Credit Agreement • February 16th, 2021
The company, as identified in the Visa Desjardins Corporate card appli- cation (hereinafter the “company”), and its authorized representatives (hereinafter collectively the “holder”) will be liable to the Fédération des Caisses Desjardins du Québec (hereinafter the “Federation”) for any debts incurred through the use of the Visa Desjardins Corporate credit cards (hereinafter the “Visa Desjardins card”) issued in the name and to the benefit of the company for use by its authorized representatives, including any debts that may exceed the credit limits granted and the use made thereof, even in cases where the latter are no longer author- ized representatives of the company. The holder acknowledges that the following undertakings will also apply, where appropriate, to the use of cheques related to the Visa Desjardins card and any transaction carried out using the Desjardins Mobile Payment Service. The holder under- takes and agrees to abide by the terms of use set forth in this Variable Cr
VARIABLE CREDIT AGREEMENT (CA)Variable Credit Agreement • May 1st, 2006
For the purposes of this Agreement, the cardholder and additional cardholder(s) are collectively designated by the term “the cardholder”. If a Kubota Personal card (the “card”) is issued by Desjardins Financial Group (“Desjardins Group”) to the cardholder, when he signs the card bearing his name, activates or uses the card for the first time or authorizes its use by a third party, the cardholder accepts the cardholder Agreement (“the Agreement”) and any other accompanying documentation. The cardholder agrees to be liable for any indebtedness incurred through the use of the card, and if the cardholder is comprised of more than one person, each person, including any of their heir and assign, is jointly and severally liable. This acceptance also signifies the cardholder’s acknowledgment of the request for the issuance of a card, regardless of the form of signature used.
JYSK BENEFITS PLUS CARD VARIABLE CREDIT AGREEMENTVariable Credit Agreement • May 1st, 2006
For the purposes of this agreement, the cardholder and additional cardholder(s) are collectively designated by the term the “cardholder”. If the Fédération des caisses Desjardins du Québec ("Desjardins") issues the JYSK Benefits Plus credit card (the “card”), the cardholder agrees to be bound by the following terms of use and all other applicable declarations when he signs the card bearing his name, when he activates the card, or when he uses it or authorizes someone else to use it. He is jointly and severally liable (solidarily liable in Quebec) for any debt incurred by using the card, and any debt may be claimed in its entirety from his heirs, beneficiaries and assigns. This acceptance also signifies the cardholder’s acknowledgment of the request for the issuance of a card, regardless the form of signature used.
The French version follows. / La version française suit.Variable Credit Agreement • February 16th, 2021
The applicant(s) or the company as named in the Visa Desjardins Business Freedom Solutions application form (hereinafter, the “holder”) shall be liable to the Federation des caisses Desjardins du Québec (hereinafter, the “Federation”) for any debts incurred through the use of the Visa Desjardins Business credit cards (hereinafter, the “Visa Desjardins card”) issued in the name and for the benefit of the holder for use by its authorized representatives, including any debts that may exceed the credit limits granted and subsequent use made thereof, even in cases where the latter are no longer authorized representatives of the holder. The holder acknowledges that the following undertakings shall also apply, where appropriate, to the use of cheques related to the Visa Desjardins card and any transaction carried out using the Desjardins Mobile Payment Service. As regards a partnership where the holder names several applicants, the holder and applicants shall be solidarily liable for the debt
VARIABLE CREDIT AGREEMENT (QC)Variable Credit Agreement • May 1st, 2006 • Ouest
For the purposes of this Agreement, the cardholder and additional cardholder(s) are collectively designated by the term “the cardholder”. When the cardholder is issued a Kubota Personal credit card (“the card”) by the Fédération des caisses Desjardins du Québec (“Fédération”) and signs the card bearing his name, uses it for the first time or authorizes its use by a third party, he accepts the following terms of use and is solidarily liable for any indebtedness incurred through the use of the card, any indebtedness being recoverable in full from his heirs, legatees and assigns. This acceptance also signifies the cardholder’s acknowledgment of the request for the issuance of a card, regardless the form of signature used.
VARIABLE CREDIT AGREEMENTVariable Credit Agreement • May 1st, 2006
For the purposes of this Agreement, the cardholder and additional cardholder(s) are collectively designated by the term “the cardholder”. When the cardholder, if a Visa Desjardins card has been issued by the Fédération in his favour, signs the Visa Desjardins card bearing his name, or when he uses it for the first time, or authorizes its use by a third party, he accepts the following conditions for use and is conjointly and solidarily liable for any debt incurred from the use of the Visa Desjardins card, any debt being recoverable in full from his heirs, legatees and assigns. This acceptance also signifies the cardholder’s acknowledgment of the request for the issuance of his Visa Desjardins card, regardless of the form of signature that is used.
VARIABLE CREDIT AGREEMENTVariable Credit Agreement • September 15th, 2011
The Desjardins Financial Group (“Desjardins Group”) will open a file under your name so that you may receive financial services as they relate to the various credit and payment services offered by Desjardins Group in connection with the VISA Desjardins card. The personal information contained in this file is kept at the offices of Desjardins Group or its agents, and is consulted by their employees solely when warranted, in the performance of their duties. Desjardins Group will collect, use and disclose your personal information only in accordance with our privacy code. You agree that we may share your personal information, in accordance with our privacy code, with our subsidiaries, affiliates, and other business partners, in order to identify and inform you of the products and services that we, and our subsidiaries, affiliates and business partners may offer. You have a right to access the contents of your file and to correct any erroneous information by making a written request to tha
VARIABLE CREDIT AGREEMENTVariable Credit Agreement • March 14th, 2006
previous period, (2) of the regular purchases during the period covered by the statement of account, (3) of the cash advances and cheques during the period covered by the statement of account, (4) of the applicable credit charges on purchases and monthly instalments that have not been paid on the due date shown on the statement of account for the previous period and, (5) of the credit charges on cash advances and cheques; LESS; (6) the payments received since the date of the statement of account for the previous period, and (7) the amount of any transac- tion that has led to an adjustment during that period; or $10, if 3% of the previously determined amount is less than $10;
VARIABLE CREDIT AGREEMENT FOR THE FOLLOWING CARDS: DESJARDINS CASH BACK VISA*Variable Credit Agreement • June 9th, 2017
For the purposes of this Agreement, the cardholder and additional cardholder(s) are collectively designated by the term “the cardholder”. When the cardholder is issued a Desjardins credit card by the Federation and signs the card bearing his name, uses it for the first time or authorizes its use by a third party, he accepts the following terms of use and is solidarily liable for any indebtedness incurred through the use of the card, any indebtedness being recoverable in full from his heirs, legatees and assigns. This acceptance also signifies the cardholder’s acknowledgment of the request for the issuance of a card, regardless the form of signature used.
VARIABLE CREDIT AGREEMENT FOR THE FOLLOWING CARDS:Variable Credit Agreement • January 24th, 2014
For the purposes of this Agreement, the cardholder and additional cardholder(s) are collectively designated by the term “the cardholder”. When the cardholder is issued a credit card (the “card”) by the Federation and signs the card bearing his name, uses it for the first time or authorizes its use by a third party, he accepts the following terms of use and is solidarily liable for any indebtedness incurred through the use of the card, any indebtedness being recoverable in full from his heirs, legatees and assigns. This acceptance also signifies the cardholder’s acknowledgment of the request for the issuance of a card, regardless the form of signature used.
