XL VOTING AGREEMENT VOTING AGREEMENT, dated as of January 10, 2000 (this "Agreement"), among Risk Capital Holdings, Inc., a Delaware corporation ("RCHI"), Folksamerica Holding Company, Inc., a New York corporation ("FHC"), and Garrison Investments...Xl Voting Agreement • January 18th, 2000 • Risk Capital Holdings Inc • Fire, marine & casualty insurance • New York
