Other important legal aspects Vzorová ustanovení

Other important legal aspects. Right of withdrawal You have the right to withdraw from the credit agreement within a period of 14 calendar days. Yes. Early repayment You have the right to repay the credit early at any time in full or partially. Yes. In such case, only a part of the Loan Fee shall be due, calculated as a proportion of the time during which the Loan was actually used (i.e. which accrued until the date of repayment). In case the Customer is unsure about the latter amount, the relevant information is available by calling or e- mailing the Creditor. The Creditor shall additionally have the right to claim compensation which is equal to 0.5% of the Loan repaid early; provided that the Creditor shall have the right to claim a higher compensation amount if the loss suffered from the early repayment exceeds such amount. Consultation of a database The creditor must inform you immediately and without charge of the result of a consultation of a database, if a credit application is rejected on the basis of such a consultation. This does not apply if the provision of such information is prohibited by European Community law or is contrary to objectives of public policy or public security. Yes. The Creditor is entitled to consult databases without the need to obtain the customer’s prior specific consent. The Customer will be informed if an application for a Loan is rejected on the basis of consultation of a database. Right to a draft credit agreement You have the right, upon request, to obtain a copy of the draft credit agreement free of charge. This provision does not apply if the creditor is at the time of the request unwilling to proceed to the conclusion of the credit agreement with you. Yes via email free of charge. Registration Registered with the Registry of Companies in Malta with registration number C56251, Licensed by the Malta Financial Services Authority as a credit institution with license number C56251. The supervisory authority Malta Financial Services Authority (xxxx://xxx.xxxx.xxx.xx/xxxxx/xxxxxxx.xxxx), Notabile Road, Attard, BKR 3000, Malta, Exercise of the right of withdrawal Must be exercised with a signed notice to the address Xxxxxxxxxxx Business Centre, Level 0, 00, Xxxx Xxxxxx, Xxxxxx XXX 0000, Xxxxx 5. The notice must include at least the name and identification number of the Customer, an explicit intent to withdraw, the undertaking to repay all amounts without undue delay and no later than thirty (30) running days after giving notification, the signature of th...