Impaired credit definition

Impaired credit means a credit that is categorised as substandard, doubtful or loss. For the purpose of applying risk-weights, interest is suspended on an impaired credit.
Sample 1Sample 2Sample 3
Impaired credit means a credit that is categorised as substandard, doubtful or loss.
Sample 1Sample 2Sample 3

Examples of Impaired credit in a sentence

  • Non-performing assets Impaired credit to the public not accruing interest income: 477 696 4933.

  • Problematic debtsTable 2-11: Problematic credit risk(1) March 31, 2018 December 31, 2017 Balance sheetOff-balancesheetTotalBalance sheetOff-balancesheetTotal NIS millions Impaired credit risk2,5925593,151Note:Balance sheet and off-balance sheet credit risk are presented before the effect of the allowance for credit losses, and before the effect of deductible collateral for the purpose of the indebtedness of borrowers and of groups of borrowers.

  • Non-performing assets Impaired credit to the public not accruing interest income: 696 730 5413.

  • Non-performing assets Impaired credit to the public not accruing interest income 701 715 5413.

  • Impaired credit histories leave them dependent on high-cost lenders such as pawn- brokers, payday lenders, car title lenders, and small- loan finance companies.15The KIDS COUNT Data Book 2000 reported that “low- paying jobs and lack of access to financial institutions make it difficult for many families to save money, accu- mulate modest assets, establish reliable credit, or qualify for auto loans and mortgages.

  • Other exposures13,424338---13,762Total445,56995,774140,56541,211155,566878,685 Gross credit exposure – residual contractual maturityLess than 1month(KD 000s)1 month to1 year (KD 000s) Impaired credit facilities and provision – by category NPL (KD 000s) Specific provision (KD 000s) General provision (KD 000s)Specific provision charge(KD 000s)1.

  • BANKING Impacts: - Uneven and unpredictable impacts on global markets; - Unknown GHG liabilities impair market values of assets; - Impaired credit quality of GHG-intensive borrowers; - Physical damages, increased energy and insurance costs; - Opportunities in financial infrastructure developments due to the changed market dynamics, such as emissions trading.There is a general awareness in the banking industry to the risks of global warming.

  • Credit Risk – Pillar Three Disclosures 924.1 Definition of exposure classes 934.2 External rating agencies 934.3 Credit risk presentation under Basel 2 944.4 Credit exposure 944.5 Impaired credit facilities and provisions for impairment 984.6 Past due facilities 1004.7 Restructured loan facilities 1015.

  • Impaired credit reports,Over-indebtedness of employees, Debt review/debt counselling,Poor creditworthiness/low credit score,No credit record,No deposit for a home loan, Garnishee orders on salary, Age/length of employment,Spouses had credit problems, or could not prove their income, andIf Employee income was sufficient, but couldn't afford the repayments because expenses were too high and other challenges.

  • Non-performing assets Impaired credit to the public not accruing interest income: - Examined on an individual basis 836 723 749- Examined on a group basis 14 12 16Impaired bonds not accruing interest income - - -Total non-performing assets 850 735 765 c.

Related to Impaired credit

  • Secured Creditor means the Trustee, the Margin Loan Provider and the holders of the ETP Securities.

  • Required Secured Creditors means (i) at any time when any Credit Document Obligations are outstanding or any Commitments under the Credit Agreement exist, the Required Lenders (or, to the extent provided in Section 13.12 of the Credit Agreement, each of the Lenders) and (ii) at any time after all of the Credit Document Obligations have been paid in full and all Commitments under the Credit Agreement have been terminated and no further Commitments may be provided thereunder, the holders of a majority of the Other Obligations.

  • Secured Creditors shall have the meaning assigned that term in the respective Security Documents.

  • Secured Credit Document means (i) the Credit Agreement and each Loan Document (as defined in the Credit Agreement), (ii) each Initial Additional First-Lien Document, and (iii) each Additional First-Lien Document for Additional First-Lien Obligations incurred after the date hereof.

  • ballot document means a ballot paper, internet voting record, telephone voting record or text voting record.

  • Guaranteed Creditors means and include each of the Agent, the Collateral Agent, the Banks and each party (other than any Credit Party) party to an Interest Rate Protection Agreement or Other Hedging Agreement to the extent such party constitutes a Secured Creditor under the Security Documents.

  • Earned credit means the amount of the bid incentive allocated to a contractor upon completion of a contract in which the contractor met or exceeded his or her goals for the utilization of BEPDs in the performance of the contract.

  • Unsecured Creditor means the holder of an Unsecured Claim.

  • Affected Creditor means a creditor whose claim relates to a liability that is reduced or converted to shares or other instruments of ownership by the exercise of the write down or conversion power pursuant to the use of the bail-in tool;

  • Specified Credit Party means any Credit Party that is not then an “eligible contract participant” under the Commodity Exchange Act (determined prior to giving effect to Section 10.11).

  • Hedging Agreement Provider means any Person that enters into a Secured Hedging Agreement with a Credit Party or any of its Subsidiaries that is permitted by Section 6.1(d) to the extent such Person is a Lender, an Affiliate of a Lender or any other Person that was a Lender (or an Affiliate of a Lender) at the time it entered into the Secured Hedging Agreement but has ceased to be a Lender (or whose Affiliate has ceased to be a Lender) under the Credit Agreement.

  • Unsecured Creditors means all Creditors with Concurrent Claims against the Company;

  • Subordinated Creditor means any creditor of Tenant which is a party to a Subordination Agreement in favor of Landlord.

  • Guaranteed Hedge Agreement means any Swap Contract permitted under Article VII that is entered into by and between any Loan Party and any Hedge Bank.

  • RfS Document means the bidding document issued by MSEDCL including all attachments, clarifications and amendments thereof.

  • Pre-Petition Credit Agreement as defined in the recitals hereto.

  • Derivative Agreement means any currency, interest rate or other swap, cap, collar, guaranteed investment contract or other derivative agreement.

  • Settlement Lien means any Lien relating to any Settlement or Settlement Indebtedness (and may include, for the avoidance of doubt, the grant of a Lien in or other assignment of a Settlement Asset in consideration of a Settlement Payment, Liens securing intraday and overnight overdraft and automated clearing house exposure, and similar Liens).

  • Credit Enhancement Agreement means the Agreement among the Sellers, the Master Servicer, the Trustee and the Credit Enhancement Provider with respect to the Credit Enhancement.

  • Subordinated Creditors means all creditors the indebtedness of which is subordinated, in the event of the Winding-Up of DSB, in right of payment to the claims of depositors and other unsubordinated creditors of DSB other than those whose claims rank or is expressed to rank by operation of law or contract pari passu with, or junior to, the claims of the Noteholders. For this purpose indebtedness shall include all liabilities, whether actual or contingent;

  • judgment creditor means the person in whose favour the judgment was given, and includes any person in whom the rights under the judgment have become vested by succession or assignment or otherwise;

  • Credit Enhancement Provider means, with respect to any Securities, any person issuing, funding or otherwise making available, for the benefit of Securityholders or any party to a Serviced Corporate Trust Contract, an asset as an enhancement of the credit quality or liquidity of any Securities or the mortgage assets or other assets pledged for or underlying such Securities, such as a letter of credit, surety bond, insurance policy, guaranty, reserve fund pledge or collateral undertaking.

  • Prepetition Credit Agreement has the meaning specified in the recitals hereto.

  • Derivative Counterparty means any party to any Derivative Agreement other than the Issuer or the Indenture Trustee.

  • Senior Credit Support Depletion Date The date on which the Class Certificate Balance of each Class of Subordinated Certificates has been reduced to zero.

  • guarantee contract means a contract entered into by a person as guarantor;