Material Duties definition
Examples of Material Duties in a sentence
If you are a physician or dentist and have limited your Regular Occupation to the performance of the Substantial And Material Duties of a single specialty recognized by the American Board of Medical Specialties (ABMS) or American Osteopathic Association Bureau of Osteopathic Specialists (AOABOS) or American Dental Association (ADA), then that specialty will be deemed your Regular Occupation.
This rider changes the definition of Total Disability/Totally Disabled in the policy’s BENEFIT FOR TOTAL DISABILITY section to read as follows: • you are unable to perform the Substantial And Material Duties of your Regular Occupation; and • you are receiving Regular Medical Care from one or more Physician(s) appropriate for your Injury or Sickness.
This rider changes the definition of Total Disability/Totally Disabled in the policy’s BENEFIT FOR TOTAL DISABILITY section to read as follows: you are unable to perform the Substantial And Material Duties of your Regular Occupation; and you are receiving Regular Medical Care from one or more Physician(s) appropriate for your Injury or Sickness.
Thereafter, you will be considered Disabled if, as a result of sickness or bodily injury, you are unable to perform the Essential and Material Duties of any occupation for which you are reasonably fitted, or could so become, by education, training or experience and are not for wage or profit except as part of a rehabilitation program.
The attending Physician must be able to provide objective medical evidence to support his/her opinion as to why you are not able to perform the Material Duties of your Own Occupation or Any Occupation.
Your inability to perform any of your Material Duties because of preventive treatments or other preventive measures does not, by itself, constitute a Disability.
After your Own Occupation Period ends, Disability and Disabled mean you are, as a result of Physical Disease, Injury, Mental Disorder, Substance Abuse or Pregnancy, unable to perform one or more of the Material Duties of Any Occupation, and, due to such inability, your Work Earnings are less than 80% of your Indexed Predisability Earnings, and you are incapable of earning 80% or more of your Indexed Predisability Earnings.
This rider changes the definition of Total Disability/Totally Disabled in the policy’s BENEFITS FOR TOTAL DISABILITY section to read as follows: • you are unable to perform the Substantial And Material Duties of your Regular Occupation; and • you are not engaged in any other job or occupation for wage or profit; and • you are receiving Regular Medical Care from one or more Physician(s) appropriate for your Injury or Sickness.
Disability or Disabled means that during the Elimination Period and your Own Occupation Period you are, as a result of Physical Disease, Injury, Mental Disorder, Substance Abuse or Pregnancy, unable to perform one or more of the Material Duties of your Own Occupation, and, due to such inability, your Work Earnings are less than 80% of your Indexed Predisability Earnings, and you are incapable of earning 80% or more of your Indexed Predisability Earnings.
You will be considered Disabled during the elimination period shown in the Summary of Benefits and the next months if, as a result of sickness or bodily injury, you are unable to perform the Essential and Material Duties of your regular occupation and are not for wage or profit except as part of a rehabilitation program.