Substandard Loan definition

Substandard Loan means any Commercial Loan that is either not complying or had previously not complied with its contractual terms and has other credit weaknesses which may make payment default or principal exposure likely but not yet certain.
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Substandard Loan means loans not adequately protected by the current repayment capacity and the principal or interest have remained un-paid between thirty one to one eighty days or where two to six instalments have remained outstanding;
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Examples of Substandard Loan in a sentence

  • La mia famiglia non può aiutarmi nella scelta di una formazione, perché deve occuparsi di altre cose e non ne ha il tempo.

  • PUMF No. 18.7 On November 7, 5 2005, on a Substandard Loan Estimated Liquidation Value form, the Bank listed $207,000 as the6 estimated value of the sold collateral.

  • The complaint is clear and states that the total amount outstanding on the note is20 2117In a Substandard Loan Estimated Liquidation Value form, the Bank lists the “appraised value” of the22 collateral as $207,000.

  • And similarly, the NPL is also divided as Sub-standard Loan, Doubtful Loan & Bad Loan (Loss).

  • Seeing the nature and repayment of installment, considering the time frame, loan is classified into Pass Loan, Substandard Loan, Doubtful loan and Bad Loan.

  • Substandard Loan: The interest and principle due from 3 months to 6 months.

  • Then regression line of Sub-standard Loan (Y) on year is given by; Y The trend value of Sub-standard Loan (SSL) calculated from this regression equation is presented in the following table.Table 4.15Trend Analysis of Sub-Standard LoanFiscal Year(Source: Appendix V) The table 4.15 shows that the trend sub-standard loan of NABIL and NIBL follows increasing trend.

  • The percentage of Substandard Loan, Doubtful loan and Bad Loan to Total NPA of SBITable 4.4Substandard Loan, Doubtful loan and Bad Loan to Total NPA of SBI (Source: the 13th ,14th15th and 16th Annual Report of SBI Bank Limited) The percentage of sub-standard loan to total NPA was 55.64% at the end of year 2061/62, 42.47% in 2062/63, 37.73 % at the end of fiscal year 2063/64.

  • The Percentages of Substandard Loan, Doubtful Loan and Bad Loan to Total NPATable 4.12Substandard Loan, Doubtful Loan and Bad Loan to Total NPA FiscalYear(Source: The 12th, 13th, 14th & 15th Annual Report of Bank of Kathmandu Ltd) The percentage of sub-standard loan to total NPA was 27.40% at the end of 2061/62, 21.56% in 2062/63, and 19.46 % at the end of fiscal year 2063/64.

  • Table No. 17 Substandard Loan Loss provision to Total Substandard Loan RatioAppendix - O The above table depicts the ratios of substandard loan loss provision to total substandard loan of NABIL, NIBL and SCBNL for five financial years starting from F/Y 2004/2005 to F/Y 2008/2009.

Related to Substandard Loan

  • ARD Loan Any Mortgage Loan that provides that if the unamortized principal balance thereof is not repaid on its Anticipated Repayment Date, such Mortgage Loan will accrue Additional Interest at the rate specified in the related Mortgage Note and the Mortgagor is required to apply excess monthly cash flow generated by the related Mortgaged Property to the repayment of the outstanding principal balance on such Mortgage Loan.

  • CD Loan means (i) a Committed Loan which bears interest at a CD Rate pursuant to the applicable Notice of Committed Borrowing or Notice of Interest Rate Election or (ii) an overdue amount which was a CD Loan immediately before it became overdue.

  • Other Loans means one or more Classes of Loans that result from a Refinancing Amendment or a Loan Modification Agreement.

  • Eurocurrency Term Loan means any Term Loan bearing interest at a rate determined by reference to the Adjusted LIBO Rate in accordance with the provisions of Article II.

  • Pending Revolving Loans means, at any time, the aggregate principal amount of all Revolving Loans requested in any Notice of Borrowing received by the Agent which have not yet been advanced.

  • Eurodollar Loan means a Loan bearing interest based at a rate determined by reference to the Eurodollar Rate.

  • LIBOR Loan means any portion of a Loan (other than a Base Rate Loan) bearing interest at a rate based on LIBOR.

  • Buydown Loan A Mortgage Loan for which the Mortgage Interest Rate has been subsidized through a Buydown Fund provided at the time of origination of such Mortgage Loan.

  • Refinanced Term Loans shall have the meaning provided in Section 13.1.

  • Reference Rate Loan means any Committed Loan that bears interest at a rate determined with reference to the Reference Rate.

  • Facility A Loan means a loan made or to be made under Facility A or the principal amount outstanding for the time being of that loan.

  • Fixed Rate Loan means a Competitive Loan bearing interest at a Fixed Rate.

  • Refinanced Loans has the meaning specified in Section 10.01.

  • Balloon Loan Any Mortgage Loan which, by its terms, does not fully amortize the principal balance thereof by its stated maturity and thus requires a payment at the stated maturity larger than the monthly payments due thereunder.

  • Eurodollar Revolving Loan means any Revolving Loan bearing interest at a rate determined by reference to the Adjusted LIBOR Rate in accordance with the provisions of Article II.

  • Eligible advance means an advance made before August 19, 1993.

  • LIBOR Advance means an Advance bearing interest at a rate based upon the LIBOR Rate.

  • U.S. Base Rate Loan means a Loan denominated in Dollars which bears interest at a rate based upon the U.S. Base Rate.

  • Term Advance has the meaning specified in Section 2.01(a).

  • Eurocurrency Revolving Loan means any Revolving Facility Loan bearing interest at a rate determined by reference to the Adjusted LIBO Rate in accordance with the provisions of Article II.

  • Revolving Loan has the meaning specified in Section 2.01(a).

  • Eurodollar Term Loan means any Term Loan bearing interest at a rate determined by reference to the Adjusted LIBO Rate in accordance with the provisions of Article II.

  • Offshore Rate Loan means a Loan that bears interest based on the Offshore Rate.

  • Eurodollar Rate Borrowing means a Borrowing comprised of Eurodollar Rate Loans.