Total deafness means that the claimant's bilateral average hearing threshold level is 90dB or more, averaged over 1, 2 and 3kHz, as measured by appropriately calibrated equipment meeting British Standards, operated by trained staff, and using quality assured pure tone audiometry; “Total deafness in one ear” means that the average hearing threshold is 90dB or more averaged over 1, 2 and 3kHz as measured by appropriately calibrated equipment meeting British Standards, operated by trained staff, and using quality assured pure tone audiometry.
Total deafness means that the claimant's bilateral average hearing threshold level is 90dB or more averaged over 1, 2 and 3 kHz as measured by appropriately calibrated equipment meeting British Standards, and using quality assured pure tone audiometry;
Total deafness. Means total, irreversible and irreparable loss of hearing both natural and assisted, in both ears as a result of disease, illness or injury. OTHER OPTIONAL BENEFITS The following optional benefits apply provided they are shown on the Policy Information Statement and Schedule and provided an appropriate additional premium has been paid.TOTAL AND PERMANENT DISABILITY BENEFITBenefitSubject to the provisions of the Policy Information Statement and Schedule and the Life Insured not being in any employment, Lumley Life will pay the Benefit shown inDefinition – Own OccupationWhere Lumley Life agrees part (ii) of the Definition of Total and Permanent Disability shall be substituted by the following definition, namely;Total and Permanent Disability means that the Life Insured has been absent from employment through injury or illness for an uninterrupted period of six months and, in our opinion after consideration of all the medical evidence and such other evidence as Lumley Life may require, has become incapacitated to such an extent as to render them unlikely ever to be able to engage in their own occupation. Provided thatthe Policy Information Statement and Schedule to the Policyowner six months after the date of commencement of the Total and Permanent Disability of the Life Insured (Lumley Life may waive the six month waiting period at its discretion). If this option is taken it will be shown by Lumley Life on the Policy Information Statement and Schedule and will be deemed for the purposes of the Policy to be an additional Critical Illness. Definition – Any OccupationTotal and Permanent Disability means that Lumley Life is satisfied that:
Examples of Total deafness in a sentence
Deafness Total deafness in both ears will prevent an applicant from obtaining a licence except for Trials.
Total deafness or uncorrectable hearing handicaps that might make an individual insecure in public areas because he/she is unable to communicate or hear warning signals.
In 56th Session of the ISI International Statistical Institute, Lisbonne, Portugal, August 2007.[58] E.
Hard of hearing (Total deafness in one ear or inability to hear ordinary conversation, correctable with a hearing aid).16.
Total and irrecoverable loss of sight of both eyes 100%* Total and incurable mental alienation 100%* Loss of two arms or two hands 100%* Total deafness of two ears 100%* Removal of the lower jaw 100%* Loss of ability to speak* Loss of one arm and one foot, or one arm and one leg or one hand and one leg, or one hand and one foot100%* Loss of two legs or two feet 100% PARTIAL DISABLEMENT HEAD * Loss of osseous substance of the skull on its full thickness:* - Surface of at least 6 sq.
More Definitions of Total deafness
Total deafness. Means total, irreversible and irreparable loss of hearing both natural and assisted, in both ears as a result of disease, illness or injury. OPTIONSThe following optional benefits apply provided they are shown on the Policy Information Statement and Schedule and provided an appropriate additional premium has been paid.BUY BACK OPTIONFor the payment of an additional premium the Policyowner may add a Buy Back Option to the cover under the Policy. This Buy Back Option allows the Policyowner to repurchase death cover only for up to the value of the Critical Illness Benefit or Total and Permanent Disability Benefit. The Option may only be exercised on the Option Dates and these arise only after Lumley has paid the whole of the Critical Illness Benefit or it has paid the Residual Critical Illness Benefit or Total and Permanent Disability Benefit. It is not exercisable when only 25% of the Critical Illness Benefit or Total and Permanent Disability Benefit has been paid.The Option Dates occur on the first, second and third anniversaries of the payment of the full value of the Critical Illness Benefit.The maximum amount of death cover that can be repurchased on each of the Option Dates is one- third of the total Critical Illness Benefit or Total and Permanent Disability Benefit paid.TOTAL AND PERMANENTDISABILITY BENEFITBenefitSubject to the provisions of the Policy Information Statement and Schedule and the Life Insured not being in any employment, Lumley Life will pay the Benefit shown in the Policy Information Statement and Schedule to the Policyowner six months after the date of commencement of the Total and Permanent Disability of the Life Insured (Lumley Life may waive the six month waiting period at its discretion).. If this option is taken it will be shown by Lumley Life on the Policy Information Statement and Schedule and will be deemed for the purposes of the Policy to be an additional Critical Illness.Definition – Any Occupation Total and Permanent Disability means that Lumley Life is satisfied that:
Total deafness means that the claimant’s bilateral average hearing threshold level is 90dB or more averaged over 1, 2 and 3 kHz as measured by appropriately calibrated equipment meeting British Standards, and using quality assured pure tone audiometry;