Common use of Events that are not insured Clause in Contracts

Events that are not insured. Warning! In addition to the general exclusions from insurance cover listed below, special exclusions also apply to the respective insurance products. 6.1. No insurance cover exists for events which have been caused as follows: 6.1.1. As a result of deliberate or grossly negligent acts by the insured; 6.1.2. Directly or indirectly in connection with unrest, war events or terrorism of any kind; 6.1.3. As a result of a strike; 6.1.4. Through violence resulting from a public meeting or demonstration, if the insured has been an active participant; 6.1.5. As a result of the suicide or attempted suicide initiated by the insured; 6.1.6. Resulting from orders by the authorities; 6.1.7. Directly or indirectly as a result of the influence of ionising radiation or nuclear energy as defined by the current version of the Nuclear Energy Law; 6.1.8. The insured is suffering from impairment caused by alcohol, addictive drugs or medicine or if a course of treatment prescribed for whatever reason has not been followed; 6.1.9. The claim is caused by motor sports competitions (time trials and rallies) and training associated with these events; 6.1.10. Conditions that were already in existence or were expected at the time the insurance was taken or at the time the journey was booked or at the time the journey was started; e.g. conditions arising as a result of existing illnesses or deterioration thereof; conditions related to medical conditions existing before contracting. 6.1.11. Occurred as a result of epidemics and pandemics; 6.1.12. Travel that commenced or was not interrupted immediately in spite of travel warnings issued by the Foreign Office. 6.1.13. Directly or indirectly as a result of a natural catastrophe, seismic activity or the effects of the weather. 6.2. No reimbursement will be made for loss of enjoyment during the holiday. 6.3. No reimbursement will be paid for non-pecuniary loss. 6.4. No reimbursement will be paid in case the flight is cancelled by the Airline. Warning! The insurer will pay no reimbursement for the part of damages and costs resulting from the insured having failed to take every effort in order to reduce or prevent the loss or the arising costs as it is generally expected in the given situation.