Unauthorised Transactions Clausole campione

Unauthorised Transactions. 7.1. We may be liable to You where We perform a Transaction for You that You did not authorise Us to perform. Save to the extent You are not liable under Item 7.2 or 7.3 for a Transaction not authorised by You, We will refund the Transaction amount to You promptly, but at the latest by the end of the Business Day following the day on which We were notified the Transaction concerned has not been authorised or otherwise became aware of the unauthorised Transaction. We shall also have no claim against You for reimbursement of Our expenses. In case there are reasonable indications of a fraudulent activity by You, Our obligation to refund You will be suspended, pending further investigation, and such investigation will be undertaken promptly. 7.2. You may be liable up to the maximum amount of EUR 50 for losses that: a. result from unauthorised Transactions resulting from the use of lost, stolen or otherwise missing Transaction data (see above Item 4.3.b); or b. result from Your misuse of Transaction data. 7.3. We will not hold You liable under Item 7.2 if it was not possible for You to detect such loss, theft or misuse of the Transaction data or if the loss of the Transaction data was caused by an employee or vicarious agent acting on Our behalf, one of Our branches or another external service provider we have appointed. 7.4. Your liability for losses arising from an unauthorised Transaction shall not be limited to a maximum amount of EUR 50 as set out in Item 7.2 if You acted with fraudulent intent or contributed to the misuse of Transaction data intentionally or through grossly negligent conduct. In these cases, You are liable for all losses caused by any unauthorised Transaction. Gross negligence in particular includes but is not limited to cases in which You do not promptly notify Us about a loss of Transaction data or if You do not keep Transaction data safe or if You disclose it to third parties. 7.5. Unless you acted with fraudulent intent, You are not liable to us: a. for losses resulting from an unauthorised use of Transaction data that arise after receipt by Us of a notification under Item 4.4; or b. if We did not ensure that Our contact facilities were available to You for the purposes of making a notification under Item 4.4.