OPERATING THE ACCOUNTS – GENERAL ASPECTS. 1. Any operation in lei or in foreign currency (for e.g. payments, receipts, deposits and withdrawals of cash, intra and inter-banking transfers, etc.) ordered by the Client is made through the current account. When performing his payment operations, the Client shall use forms and payment instruments provided by the Bank. 2. In the case of payments, the paying Client’s account shall be debited in the currency stipulated in the payment form. 3. In the case of payments in foreign currency or in lei to the benefit of the beneficiaries with accounts opened with banks abroad, the Bank may set the banking route for the execution of the payment operation, including the use of the correspondent relationships unless other specific instructions are received from the Client. 4. The Client has the responsibility to provide the Bank with all the documents requested by the latter, as well as with all the necessary foreign exchange authorisations, in compliance with the regulations of BNR or another supervision/ special authority, which are necessary for the execution of the Client’s payment orders, including the “Foreign currency payment order/ SEPA Payment order” forms. Should the Client fail to do so, the Bank is entitled not to perform the respective operation, in which case the Bank is not liable. 5. In the case of receipts in foreign currency, the beneficiary Client’s account shall be credited in the foreign currency mentioned in the payment operation. Where the currency does not match the currency of the account, the Bank shall convert the amount in the currency of the account to be credited. The credited account shall always be the one indicated in the payment operation.
