Right of Withdrawal Vzorčne klavzule

Right of Withdrawal. 4.1 You have the right to withdraw from the Credit Agreement within 14 days from the conclusion of the Credit Agreement or from the day you receive the information mandatorily required in a durable medium in accordance with article 12 of the Slovenian Consumer Credit Act, (the Mandatory Information), if this occurs later. You are not obliged to indicate a reason for withdrawal. 4.2 In case you wish to exercise the right of withdrawal you must notify Ferratum by email, or post using the details provided above. The notice must include at least: (a) your name; (b) your identification code, (c) a statement showing an explicit intent to withdraw from the Credit Agreement, (d) the undertaking to repay the Credit together with accrued interest without undue delay and no later than thirty (30) running days from notification. If the notice is sent in writing, it must also include your signature and the date and place of signing. The term of 14 days is observed if the notice is dispatched within that term. 4.3 The Mandatory Information under clause 4.1 hereof refers to the following information which may be provided in the Credit Agreement: 4.3.1 the type of credit; 4.3.2 the identity and address of the parties, as well as of any credit intermediary (if applicable); 4.3.3 the duration of the Credit Agreement; 4.3.4 the total amount of the credit and conditions governing drawdown; 4.3.5 the borrowing rate. The conditions governing the application of the borrowing rate, the formula for calculating the borrowing rate, as well as the terms, conditions and procedure to change the borrowing rate and if different borrowing rates are applicable in different circumstances, the above information for all applicable rates; 4.3.6 the annual percentage rate of charge;