Time Deposits Örnek Maddeleri
Time Deposits. 2.5.1. Time Deposit is a type of account where the principal sum, not being less than an amount announced by the Bank, is subject to interest over a rate of interest applied by the Bank as of the end of a predetermined maturity. If it is requested to withdraw money from Time Deposit Accounts at any time before the end of maturity thereof and this request is accepted by the Bank, then, without prejudice to the obligations and liabilities arising out of the applicable laws and regulations, the Bank will be entirely authorized to or not to apply interest over the money withdrawn from and/or the money left in the account, and if interest is applied, to apply the rate of interest applied for Demand Deposit Accounts as of that time or any other rate of interest deemed suitable therefor, and to determine different rates of interest according to the time of withdrawal and/or the amount withdrawn from the account. For amounts remaining below the amount announced as above, the Bank will have the right not to open a Time Deposit Account. The Bank will in its sole discretion be entitled not to open a Time Deposit Account for amounts below the threshold amount announced in relation therewith.
2.5.2. Variable interest rate may be applied on Turkish Lira deposits with a maturity equal to or more than 3 months and on foreign currency deposits with a maturity longer than 6 (six) months pursuant to the applicable laws and regulations.
2.5.3. Rates of interest to be applied on time deposit accounts up to the maximum amounts and rates determined according to the type of account and the applicable
2.5.4. Vadeli Hesaplar’da, vade günü mesai saati bitimine kadar hesabın kapatılmaması halinde; Müşteri’nin yeni vade sonunun hafta sonu tatiline gelmesi ve bu vadenin ilk iş gününe ötelenmesi hususunda talimat vermesi durumunda yeni bir vade ve vade yenileme tarihinde Banka’da geçerli olan faiz oranı üzerinden; Müşteri’nin vadenin yenilenmesine ilişkin talimat vermemesi halinde ise, aynı vade ile vade yenileme tarihinde Banka’da geçerli olan faiz oranı üzerinden yenilenmiş sayılacaktır.
2.5.5. Müşteri ile Banka arasındaki Sözleşme ile kararlaştırılan vade ve ihbar süresi hakkında belirlenen hükümler saklıdır.
2.5.6. Vadeli hesapların yenilenmesi halinde ▇▇▇▇▇▇▇ tarafından herhangi bir itirazda bulunulmadığı müddetçe, Müşteri’nin akdetmiş olduğu Sözleşme de yenilenmiş sayılacaktır. Müşteri’nin Banka’dan talep hakkı hesabın vadesinin bittiği tarihteki faiz oranı üzerinden hesaplanan tu...
Time Deposits. 2.5.1. Time Deposit is a type of account where the principal sum, not being less than an amount announced by the Bank, is subject to interest over a rate of interest applied by the Bank as of the end of a predetermined maturity. If it is requested to withdraw money from Time Deposit Accounts at any time before the end of maturity thereof and this request is accepted by the Bank, then, without prejudice to the obligations and liabilities arising out of the applicable laws and regulations, the Bank will be entirely authorized to or not to apply interest over the money withdrawn from and/or the money left in the account, and if interest is applied, to apply the rate of interest applied for Demand Deposit Accounts as of that time or any other rate of interest deemed suitable therefor, and to determine different rates of interest according to the time of withdrawal and/or the amount withdrawn from the account. For amounts remaining below the amount announced as above, the Bank will have the right not to open a Time Deposit Account. The Bank will in its sole discretion be entitled not to open a Time Deposit Account for amounts below the threshold amount announced in relation therewith.
2.5.2. Variable interest rate may be applied on Turkish Lira deposits with a maturity equal to or more than 3 months and on foreign currency deposits with a maturity longer than 6 (six) months pursuant to the applicable laws and regulations.
2.5.3. Rates of interest to be applied on time deposit accounts up to the maximum amounts and rates determined according to the type of account and the applicable laws and regulations will be announced and cannot be changed until the end of maturity.
2.5.4. In regards to Time Deposit Accounts, if the account is not closed until the end of working hours at the date of maturity, and if the end of new maturity coincides with a weekend holiday, and the Customer gives an instruction for deferment of this maturity to the first business day immediately thereafter, the account will be deemed to have been renewed for a new maturity and over the rate of interest valid in the Bank as of the maturity renewal date, but if the Customer does not give an instruction for renewal of maturity, the account will be deemed to have been renewed for the same maturity and over the rate of interest valid in the Bank as of
2.5.5. Müşteri ile Banka arasındaki Sözleşme ile kararlaştırılan vade ve ihbar süresi hakkında belirlenen hükümler saklıdır.
2.5.6. Vadeli hesapların...
Time Deposits. 2.5.1. Time Deposit Account is a type of account in which an amount of principal not less than the threshold designated and published by the Bank is accreted for a predetermined term by the Bank over an interest rate to be calculated over the rate applied by the Bank. In case of a request of withdrawal from a time deposit account before the end of its maturity and such demand is found acceptable by the Bank, without prejudice to the liabilities and obligations imposed by the applicable laws and regulations, the Bank shall be authorized to decide whether or not to continue to apply and accrue any interest on the moneys withdrawn from and/or left in the account, and if accrued, to apply and accrue over the rate of interest applied on demand deposit accounts or other interest rates deemed fit by the Bank, and to determine and apply different interest rates according to time of withdrawal and/ or amount withdrawn from the account. The Bank reserves the right not to open time deposit accounts for amounts less than the threshold published by the Bank.
2.5.2. Variable interest rate can be applied only for deposit accounts having a term
2.5.3. Rates of interest to be applied on time deposit accounts up to the maximum amounts and rates determined according to the type of account and the Applicable Laws and Regulations will be announced and cannot be changed until the end of maturity.
2.5.4. In Time Deposit Accounts, if the account is not closed until the end of working hours at the date of maturity, and if the end of new maturity coincides with a weekend holiday, and the Customer gives an instruction for deferment of this maturity to the first business day immediately thereafter, the account will be deemed to have been renewed for a new maturity and over the rate of interest valid in the Bank as of the maturity renewal date, but if the Customer does not give an instruction for renewal of maturity, the account will be deemed to have been renewed for the same maturity and over the rate of interest valid in the Bank as of the maturity renewal date.
2.5.5. Provisions of the Agreement signed between the Customer and the Bank pertaining to maturity and notice period agreed upon therein are, however, reserved.
2.5.6. If and when time deposit account is renewed, the Agreement signed by the Customer will also be deemed to have been renewed unless an objection is raised by the Customer in connection therewith. The right of claim of the Customer from the Bank will be equal to...
Time Deposits. (a) This is a type of account in which the principal which is not less than the amount declared by the Bank is valued by an amount of interest calculated at a rate of interest applied by the Bank at a prescribed due date.
(b) Rates of interest applicable for the due date at the date of opening shall apply for time accounts. The interest shall accrue at the end of maturity period and shall not change until the end of maturity.
(c) Unless authorized by the Bank,no money can be withdrawn from a time account before the due date. If money is withdrawn before the due date, the validity of the account shall be broken and the Bank shall make no payment to the Client and shall collect any interest and expenses from the Client or shall deduct them from the amount payable.
(d) A new due date shall be created, if the account is not closed a due date, the due date of the Client
(e) Bu Sözleşmenin 2.2 ve 2.3 maddelerinde belirtilen hesapların yenilenmesi halinde yenilenen hesaplar da bu Sözleşmeye tabidir. 2.4-Müşterek Hesaplar
(a) Türk Medeni Kanunu’nun ilgili hükümleri doğrultusunda, iki veya daha fazla kişinin birlikte açtıkları hesaplardır. Müşterek hesap sahipleri, aksine müştereken yaptıkları yazılı bir bildirim olmadığı müddetçe eşit hak ve pay oranlarına sahip olup, Banka’ya karşı her türlü borç, taahhüt ve yükümlülükten müştereken ve müteselsilen sorumludurlar.
(b) Müşterek Hesabın açılışı esnasında Banka’ca kabul edilmesi şartıyla Müşterilerce hesap üzerinde birlikte tasarruf edileceğine yönelik yazılı bir talimat verilmediği takdirde, bu Müşterilerin her biri tek başına hesapta, hesap sahibi sıfatıyla, kısmen veya tamamen tasarrufta bulunabilir, hesabı kapatabilir, hesap üzerinde her türlü işleme ilişkin vekâlet verebilir, vekâleti iptal edebilir ya da sınırlayabilir ve genel olarak hesapta bulunabilecek tüm değerler üzerinde hesaba rehin koymak da dahil münferiden dilediği işlem, eylem ve tasarrufta bulunabilir. Banka, bu Müşterilerden herhangi birinin işlem, tasarruf, talimat veya emrini yerine getirmeye yetkilidir.
(c) Banka, aksine yazılı talimat verilmedikçe, ilgili Müşterilerden birinden ve/veya birkaçından alınan tutarlar için müşterek hesabı alacaklandırmaya ve Müşterilerden birine veya birkaçına verilebilecek kredileri, aksine yazılı bir talimat olmadıkça müşterek hesabın alacağına yazmaya yetkilidir. Müşterilerden her biri çek ve/veya diğer kambiyo senetlerini ve karşılığında para ödenmesini gerektiren diğer kıymetli evrakı ciro etmeye ve hesaba yat...