Common use of GENERAL PROVISIONS Clause in Contracts

GENERAL PROVISIONS. 2.1. According to the legislation of Ukraine and under the Additional conditions of voluntary insurance of medical expenses, as well as expenses related to emergency services while staying abroad which is Annex 1 to the Rules of voluntary insurance of medical expenses no. 113 (hereinafter - Rules 113), Rules of Voluntary Accident Insurance no. 108 (hereinafter - Rules 108), Additional conditions of voluntary insurance of luggage which is the Annex to the Rules of voluntary insurance of luggage (baggage) No.101 (hereinafter – Rules 101) the Insurer concludes with the Policyholder this Contract of Voluntary Insurance of Travellers Abroad (hereinafter – the Contract). 2.2. According to the Contract, the Policyholder shall pay insurance payments (premiums, instalments) by the time fixed by the Contract and fulfil other terms of the Contract and Rules, and the Insurer assumes an obligation in case of the insured event occurrence to pay an insurance indemnity in the manner and on terms specified by the Contract. 2.3. Terms and definitions. 2.3.1. The Policyholder is a capable individual who has entered into Contract with the Insurer. 2.3.2. The Insured person is a person who travels abroad and is a beneficiary to the Contract. 2.3.2.1. If the Policyholder has contracted her/his own insurance, she/he is the Insured person at the same time. 2.3.2.2. By contract the Insured person parties acquires the rights and obligations of the Policyholder. 2.3.3. The sum insured is the amount of money determined by the Contract, within which the Insurer under the terms of insurance shall make insurance indemnities in case of occurrence of insurance event. 2.3.4. The Insurance payments (premiums, instalments) are fees for insurance, which the Policyholder shall pay to the Insurer under the Contract. 2.3.5. The insured event is an event under the Contract on the occurrence of which the Insurer's obligation to perform insurance indemnities arises. 2.3.6. The limit amount of indemnity is the insurance sum reduced for the sum of previous insurance indemnities paid. 2.3.7. The deductible is a part of the loss determined by the terms of the Contract which is not reimbursed by the Insurer. 2.3.8. The emergency services is a set of therapeutic and diagnostic measures, including reanimation, provided to the Policyholder/Insured person under emergency conditions resulting from the acute disease, exacerbation of chronic illness, and accidents and which are aimed at eliminating the threat to life and prevent further damage. 2.3.8.1. Emergency dental care means consultation and inspection of a doctor, radiologic diagnostics, extraction of a tooth, an anesthetization, removal of tooth pulp, curettage of periodontal pockets (with abscess formation), provisional filling – according to indications. 2.3.9. The urgent condition is a condition in which there is an imminent threat to the life of the Insured person, and без своєчасної медичної допомоги може призвести до смерті або інвалідності Застрахованої особи.

GENERAL PROVISIONS. 2.1. According to the legislation of Ukraine and under the Additional conditions of voluntary insurance of medical expenses, as well as expenses related to emergency services while staying abroad which is Annex 1 to the Rules of voluntary insurance of medical expenses no. 113 (hereinafter - Rules 113), Rules of Voluntary Accident Insurance no. 108 (hereinafter - Rules 108), Additional conditions of voluntary insurance of luggage which is the Annex to the Rules of voluntary insurance of luggage (baggage) No.101 (hereinafter – Rules 101) the Insurer concludes with the Policyholder this Contract of Voluntary Insurance of Travellers Abroad (hereinafter – the Contract). 2.2. According to the Contract, the Policyholder shall pay insurance payments (premiums, instalments) by the time fixed by the Contract and fulfil other terms of the Contract and Rules, and the Insurer assumes an obligation in case of the insured event occurrence to pay an insurance indemnity in the manner and on terms specified by the Contract. 2.3. Terms and definitions. 2.3.1. The Policyholder is a capable individual who has entered into Contract with the Insurer. 2.3.2. The Insured person is a person who travels abroad and is a beneficiary to the Contract. 2.3.2.1. If the Policyholder has contracted her/his own insurance, she/he is the Insured person at the same time. 2.3.2.2. By contract the Insured person parties acquires the rights and obligations of the Policyholder. 2.3.3. The sum insured is the amount of money determined by the Contract, within which the Insurer under the terms of insurance shall make insurance indemnities in case of occurrence of insurance event. 2.3.4. The Insurance payments (premiums, instalments) are fees for insurance, which the Policyholder shall pay to the Insurer under the Contract. 2.3.5. The insured event is an event under the Contract on the occurrence of which the Insurer's obligation to perform insurance indemnities arises. 2.3.6. The limit amount of indemnity is the insurance sum reduced for the sum of previous insurance indemnities paid. 2.3.7. The deductible is a part of the loss determined by the terms of the Contract which is not reimbursed by the Insurer. 2.3.8. The emergency services is a set of therapeutic and diagnostic measures, including reanimation, provided to the Policyholder/Insured person under emergency conditions resulting from the acute disease, exacerbation of chronic illness, and accidents and which are aimed at eliminating the threat to life and prevent further damage. 2.3.8.1. Emergency dental care means consultation and inspection of a doctor, radiologic diagnostics, extraction of a tooth, an anesthetization, removal of tooth pulp, curettage of periodontal pockets (with abscess formation), provisional filling – according to indications. 2.3.9. The urgent condition is a condition in which there is an imminent threat to the life of the Insured person, and без своєчасної медичної допомоги which, without timely medical care, can cause death or disability of the Insured person. 2.3.10. The health disorder is an illness or traumatic injury of the Insured person as a result of an accident. 2.3.11. The acute disease is the exacerbation of person’s condition due to sudden illness or sudden Insured person's health disorder that threatens her/his life and health and requires emergency medical care не може призвести бути відкладена до смерті або інвалідності моменту повернення Застрахованої особиособи в країну постійного проживання.

GENERAL PROVISIONS. 2.1. According to the legislation of Ukraine and under the Additional conditions of voluntary insurance of medical expenses, as well as expenses related to emergency services while staying abroad which is Annex 1 to the Rules of voluntary insurance of medical expenses no. 113 (hereinafter - Rules 113), Rules of Voluntary Accident Insurance no. 108 (hereinafter - Rules 108), Additional conditions of voluntary insurance of luggage which is the Annex to the Rules of voluntary insurance of luggage (baggage) No.101 (hereinafter – Rules 101) the Insurer concludes with the Policyholder this Contract of Voluntary Insurance of Travellers Abroad (hereinafter – the Contract). 2.2. According to the Contract, the Policyholder shall pay insurance payments (premiums, instalments) by the time fixed by the Contract and fulfil other terms of the Contract and Rules, and the Insurer assumes an obligation in case of the insured event occurrence to pay an insurance indemnity in the manner and on terms specified by the Contract. 2.3. Terms and definitions. 2.3.1. The Policyholder is a capable individual who has entered into Contract with the Insurer. 2.3.2. The Insured person is a person who travels abroad or is abroad and is a beneficiary to the Contract. 2.3.2.1. If the Policyholder has contracted her/his own insurance, she/he is the Insured person at the same time. 2.3.2.2. By contract the Insured person parties acquires the rights and obligations of the Policyholder. 2.3.3. The sum insured is the amount of money determined by the Contract, within which the Insurer under the terms of insurance shall make insurance indemnities in case of occurrence of insurance event. 2.3.4. The Insurance payments (premiums, instalments) are fees for insurance, which the Policyholder shall pay to the Insurer under the Contract. 2.3.5. The insured event is an event under the Contract on the occurrence of which the Insurer's obligation to perform insurance indemnities arises. 2.3.6. The limit amount of indemnity is the insurance sum reduced for the sum of previous insurance indemnities paid. 2.3.7. The deductible is a part of the loss determined by the terms of the Contract which is not reimbursed by the Insurer. 2.3.8. The emergency services is a set of therapeutic and diagnostic measuresдіагностичних заходів, including reanimationвключаючи реанімаційні заходи, provided to the Policyholderякі надаються Страхувальнику/Insured person under emergency conditions resulting from the acute diseaseЗастрахованій особі при невідкладному стані, exacerbation of chronic illnessщо виникає внаслідок гострих захворювань, and accidents and which are aimed at eliminating the threat to life and prevent further damageзагострення хронічної хвороби, нещасних випадків і спрямовані на ліквідацію загрози життю та запобігання подальших пошкоджень. 2.3.8.1. Emergency dental care means consultation and inspection of a doctor2.3.8.1 Невідкладна стоматологічна допомога – консультація та огляд лікаря, radiologic diagnosticsрентгенодіагностика, extraction of a toothвидалення зуба, an anesthetizationзнеболення, removal of tooth pulpдепульпація, curettage of periodontal pockets кюретаж пародонтальних кишень (with abscess formationпри абсцедуванні), provisional filling – according to indicationsвстановлення тимчасової пломби за показниками. 2.3.9. The urgent condition is a condition in which there is an imminent threat to the life of the Insured person, and без своєчасної медичної допомоги може призвести до смерті або інвалідності Застрахованої особи.

GENERAL PROVISIONS. 2.1. According to the legislation of Ukraine and under the Additional conditions of voluntary insurance of medical expenses, as well as expenses related to emergency services while staying abroad which is Annex 1 to the Rules of voluntary insurance of medical expenses no. 113 (hereinafter - Rules 113), Rules of Voluntary Accident Insurance no. 108 (hereinafter - Rules 108), Additional conditions of voluntary insurance of luggage which is the Annex to the Rules of voluntary insurance of luggage (baggage) No.101 (hereinafter – Rules 101) the Insurer concludes with the Policyholder this Contract of Voluntary Insurance of Travellers Abroad (hereinafter – the Contract). 2.2. According to the Contract, the Policyholder shall pay insurance payments (premiums, instalments) by the time fixed by the Contract and fulfil other terms of the Contract and Rules, and the Insurer assumes an obligation in case of the insured event occurrence to pay an insurance indemnity in the manner and on terms specified by the Contract. 2.3. Terms and definitions. 2.3.1. The Policyholder is a capable individual who has entered into Contract with the Insurer. 2.3.2. The Insured person is a person who travels abroad and is a beneficiary to the Contract. 2.3.2.1. If the Policyholder has contracted her/his own insurance, she/he is the Insured person at the same time. 2.3.2.2. By contract the Insured person parties acquires the rights and obligations of the Policyholder. 2.3.3. The sum insured is the amount of money determined by the Contract, within which the Insurer under the terms of insurance shall make insurance indemnities in case of occurrence of insurance event. 2.3.4. The Insurance payments (premiums, instalments) are fees for insurance, which the Policyholder shall pay to the Insurer under the Contract. 2.3.5. The insured event is an event under the Contract on the occurrence of which the Insurer's obligation to perform insurance indemnities arises. 2.3.6. The limit amount of indemnity is the insurance sum reduced for the sum of previous insurance indemnities paid. 2.3.7. The deductible is a part of the loss determined by the terms of the Contract which is not reimbursed by the Insurer. 2.3.8. The emergency services is a set of therapeutic and diagnostic measures, including reanimation, provided to the Policyholder/Insured person under emergency conditions resulting from the acute disease, exacerbation of chronic illness, and accidents and which are aimed at eliminating the threat to life and prevent further damage. 2.3.8.1. Emergency dental care means consultation and inspection of a doctor, radiologic diagnostics, extraction of a tooth, an anesthetization, removal of tooth pulp, curettage of periodontal pockets (with abscess formation), provisional filling – according to indications. 2.3.9. The urgent condition is a condition in which there is an imminent threat to the life of the Insured person, and без своєчасної медичної which, without timely medical care, can cause death or disability of the Insured person. 2.3.10. The health disorder is an illness or traumatic injury of the Insured person as a result of an accident. 2.3.11. The acute disease is the exacerbation of person’s condition due to sudden illness or sudden Insured person's health disorder that threatens her/his life and health and requires emergency medical care that cannot be postponed till the Insured person’s return to the country of residence. 2.3.12. The threat to life and health is a situation or condition of the Insured person, in which the failure to provide immediate допомоги може призвести до смерті тяжкого та тривалого розладу функцій організму або інвалідності Застрахованої особийого окремого органу або смерті.