General Conditions. Article 30 – General Conditions
General Conditions. Article 30 – General Conditions
1. The insurer reserves the right to revise or discontinue the policy with effect from any renewal date.
2. The agreement can only be varied in writing. No variation will be admitted unless it is in writing and stampled by the insurer.
3. Any notice to be sent under this insurance contract must be in writing and be sent either by post or by facsimile machine and shall be considered to have been given if sent to the Insurer at the registered address on the day after it was posted or, if sent by facsimile machine, at the time of dispatch.
4. The introduction of any change by the insurer in interpretation or practice in respect of any term or condition of the policyholder’s members’ documents shall not prevent the subsequent enforcement of that term or condition and shall not be deemed to form a precedent for any subsequent interpretation or practice.
5. In case any inconsistency between Chinese version and English version, Chinese version shall prevail.
1. Accident A sudden, unexpected, unforeseen and involuntary external event resulting in
2. Acute Condition A disease, illness or injury that is likely to respond quickly to treatment which aims to return the insured person to the state of health the insured person was in immediately before suffering the disease, illness or injury, or which leads to the insured person’s full recovery.
3. Act of Terrorism Any clandestine use of violence by an individual terrorist or a terrorist group to
4. Age Based on the date of birth of the effective identity document to calculate the age. Started from the date of birth, it is age 0 and increased by 1 after 1 year. It is not counted if the period is less than 1 year.
5. Agreement An agreement the insurer has with each of the hospitals, day-patient units and scanning centres listed in the Now Health International Provider Network.
6. Alternative Therapies Refers to therapeutic and diagnostic treatment that exists outside the institutions where conventional medicine is taught. Such medicine includes chiropractic treatment, chiropodists and podiatrists treatment, osteopathy, dietician, homeopathy and acupuncture as practised by approved therapists.
7. Apicoectomy Is a dental surgery performed to remove the root tip and the surrounding infected tissue of an abscessed tooth, when inflammation or infection persists in the bony area