（www.hk.bankcomm.com）或銀行不時認定合適之其他途徑，發出銀行認定為合理的通知，惟涉及費用及收費和對持卡人責任或義務有影響的修改，只會於有關 修改公佈後60天後才生效。是項條款不適用於銀行能力控制範圍以外的情況。Gift Card Holder Agreement • December 28th, 2017
The Gift Card (as defined below) is issued by the Bank (as defined below) on the following terms and conditions. By using the Gift Card, the Cardholder (as defined below) will be deemed to have accepted and bound by all the terms and conditions contained in this Agreement.
