Common use of ACCELERATION AND COLLECTION COSTS Clause in Contracts

ACCELERATION AND COLLECTION COSTS. Upon my default, I understand and agree that you have the right to temporarily or permanently suspend any and all Account and Card privileges and/or you may demand immediate payment of the Account Balance, including INTEREST CHARGES, Transaction Fees, and other FINANCE CHARGES, late charges, and your collection costs, reasonable attorneys’ fees, and court costs (collectively, “collection-related charges”). I understand and agree that I will be subject to INTEREST CHARGES (at the applicable Daily Periodic Rate), Transaction Fees, and other FINANCE CHARGES, late charges, and collection-related charges under the terms disclosed in this Agreement and Disclosure Statement, until I repay my entire Account Balance. RESPONSIBILITY: I agree to repay you according to the terms of this Agreement and Disclosure Statement for all Purchases, Advances, Balance Transfers, INTEREST CHARGES, Transaction Fees, and other FINANCE CHARGES, and late charges (if any), arising from the use of the Account by me or any other person I permit to use the Account, even if that person exceeds my permission. I cannot disclaim responsibility by notifying you, although you will close the Account if I so request and I will return all Cards to you. My obligation to pay the Account Balance continues even though an agreement, divorce decree, or other court judgment to which you are not a party may direct me or one of the other persons responsible to pay the Account. Any person using the Account and/or Card is jointly and severally responsible with me for charges he or she makes, but if that person signs the Card he or she becomes a party to this Agreement and is also responsible for all charges on the Account, including mine. The Cards remain your property and I must recover and surrender to you all Cards upon your request and/or upon termination of this Account.

ACCELERATION AND COLLECTION COSTS. Upon my default, I understand and agree that you have the right to temporarily or permanently suspend any and all Account and Card privileges and/or you may demand immediate payment of the Account Balance, including INTEREST CHARGES, Transaction Fees, and other FINANCE CHARGES, late charges, Balance and your collection costs, reasonable attorneys’ fees, and court costs (collectively, “collectionCollection-related chargesRelated Charges”). I understand and agree that I will be subject to INTEREST FINANCE CHARGES (at the applicable Daily Periodic Rate), Transaction Fees, and other FINANCE CHARGES, late charges, and collectionCollection-related charges Related Charges under the terms disclosed in this Agreement and Disclosure StatementAgreement, until I repay my entire Account Balance. RESPONSIBILITY: I agree to repay you according to the terms of this Agreement and Disclosure Statement for all Purchases, Advances, Balance Transfers, INTEREST Cash Advances, FINANCE CHARGES, Transaction Feeslate charges, and other FINANCE CHARGESfees or charges, and late charges (if any), arising from the use of the Account by me or any other person I permit to use the Account, even if that person exceeds my permission. I cannot disclaim responsibility by notifying you, although you will close the Account if I so request and I will return all Cards to you. My obligation to pay the Account Balance continues even though an agreement, divorce decree, or other court judgment to which you are not a party may direct me or one of the other persons responsible to pay the Account. Any If this is a joint account, each person using who uses the Account and/or Card is jointly and severally responsible with me for charges he or she makes, but even if the Account and/or Card is used only by one of us. I am liable to pay the entire balance of the Account even if the joint accountholder is ordered by a court to pay you or if the joint accountholder fails to pay you as ordered by the court. I understand that person signs the Card he my account status will continue to be reported to credit bureaus under each account holder’s name. The delivery of notices or she becomes a party billing statements to this Agreement and is also responsible for all charges any account holder constitutes notice to each account holder. You may rely on the Account, including mineinstructions given by any account holder. The Cards remain your property and I must recover and surrender to you all Cards upon your request and/or upon termination of this Account. AUTHORIZED USERS: I may request additional Cards for authorized users. I must pay you for all Account Advances, fees, and charges made by or attributable to authorized users. I must pay you even if I did not intend to be responsible for those Account Advances, fees, or charges. I must notify you to withdraw any permission I gave to an authorized user to use my Account.

ACCELERATION AND COLLECTION COSTS. Upon my default, I understand and agree that you have the right to temporarily or permanently suspend any and all Account and Card privileges without notifying me and/or you may demand immediate payment of the Account Balanceunpaid balance, including INTEREST CHARGES, Transaction Fees, and other FINANCE CHARGES, late charges, Overlimit fees, and your collection costs, reasonable attorneys’ fees, and court costs (collectively, “collection-related charges”). I understand and agree that I will be subject to INTEREST FINANCE CHARGES (at the applicable Daily Monthly Periodic Rate), Transaction Fees, and other FINANCE CHARGES, late charges, Overlimit fees and collection-related charges under the terms disclosed in this Agreement and Disclosure Statement, until I repay my entire Account Balanceloan. RESPONSIBILITY: I agree to repay you according to the terms of this Agreement and Disclosure Statement for all Purchases, Advances, Balance Transfers, INTEREST CHARGESAdvances, Transaction Fees, and other FINANCE CHARGES, late charges, and late charges (Overlimit fees, if any), arising from the use of the Account by me or any other person I permit to use the Account, even if that person exceeds my permission. I cannot disclaim responsibility by notifying you, although you will close the Account if I so request and I will return all Cards to you. My obligation to pay the Account Balance balance continues even though an agreement, divorce decree, decree or other court judgment to which you are not a party may direct me or one of the other persons responsible to pay the Account. Any person using the Account and/or Card is jointly and severally responsible with me for charges he or she makes, but if that person signs the Card he or she becomes a party to this Agreement and is also responsible for all charges on the Account, including mine. The Cards remain your property and I must recover and surrender to you all Cards upon your request and/or upon termination of this Account.

ACCELERATION AND COLLECTION COSTS. Upon my default, I understand and agree that you have the right to temporarily or permanently suspend any and all Account and Card privileges and/or and/ or you may demand immediate payment of the Account Balance, including INTEREST CHARGES, Transaction Fees, and other FINANCE CHARGES, late charges, and your collection costs, reasonable attorneys’ fees, and court costs (collectively, “collection-related charges”). I understand and agree that I will be subject to INTEREST CHARGES (at the applicable Daily Monthly Periodic Rate), Transaction Fees, and other FINANCE CHARGES, late charges, and collection-collection related charges under the terms disclosed in this Agreement and Disclosure Statement, until I repay my entire Account Balance. RESPONSIBILITY: I agree to repay you according to the terms of this Agreement and Disclosure Statement for all Purchases, Advances, Balance Transfers, INTEREST CHARGES, Transaction Fees, and other FINANCE CHARGES, and late charges (if any)) and other fees, arising from the use of the Account by me or any other person I permit to use the Account, even if that person exceeds my permission. I cannot disclaim responsibility by notifying you, although you will close the Account if I so request and I will return all Cards to you. My obligation to pay the Account Balance continues even though an agreement, divorce decree, or other court judgment to which you are not a party may direct me or one of the other persons responsible to pay the Account. Any person using the Account and/or Card is jointly and severally responsible with me for charges he or she makes, but if that person signs the Card he or she becomes a party to this Agreement and is also responsible for all charges on the Account, including mine. The Cards remain your property and I must recover and surrender to you all Cards upon your request and/or upon termination of this Account.