Common use of Accidental Death Benefit Clause in Contracts

Accidental Death Benefit. In the event of the Insured’s death resulting from a Covered Accident, the Company shall pay the Policyholder or legal representative of the Insured, the lump sum benefit in accordance to the Plan as set forth in the Schedule of Benefits. An official death certificate shall establish the death of the Insured Person. MEDICAL REPORT FEE – Reimbursement of the fee actually charged for the completion of the Medical Report up to the maximum limit as stated in the Schedule of Benefits. MALAYSIA GOVERNMENT SERVICE TAX - Reimbursement of the 6% Service Tax levied by the Malaysian Government on charges actually incurred for benefits as stated in the Schedule of Benefits. MONTHLY/ANNUAL OUT-PATIENT CANCER TREATMENT - If an Insured is diagnosed with Cancer as defined below, the Company will reimburse the Reasonable and Customary Charges incurred for the Medically Necessary treatment of cancer performed at a legally registered cancer treatment centre subject to the limit of this disability as specified in the Schedule of Benefit. Such treatment (radiotherapy or chemotherapy excluding consultation, examination tests, take home drugs) must be received at the out-patient department of a Hospital or a registered cancer treatment centre immediately following discharge from Hospital confinement or surgery. Cancer is defined as the uncontrollable growth and spread of malignant cells and the invasion and destruction of normal tissue for which major interventionist treatment or surgery (excluding endoscopic procedures alone) is considered necessary. The cancer must be confirmed by histological evidence of malignancy. The following conditions are excluded:

Accidental Death Benefit. In the event of the Insured’s death resulting from a Covered Accident, the Company shall pay the Policyholder or legal representative of the Insured, the lump sum benefit in accordance to the Plan as set forth in the Schedule of Benefits. An official death certificate shall establish the death of the Insured Person. MEDICAL REPORT FEE – Reimbursement of the fee actually charged for the completion of the Medical Report up to the maximum limit as stated in the Schedule of Benefits. MALAYSIA GOVERNMENT SERVICE TAX - Reimbursement of the 68% Service Tax levied by the Malaysian Government on charges actually incurred for benefits as stated in the Schedule of Benefits. MONTHLY/ANNUAL OUT-PATIENT CANCER TREATMENT - If an Insured is diagnosed with Cancer as defined below, the Company will reimburse the Reasonable and Customary Charges incurred for the Medically Necessary treatment of cancer performed at a legally registered cancer treatment centre subject to the limit of this disability as specified in the Schedule of Benefit. Such treatment (radiotherapy or chemotherapy excluding consultation, examination tests, take home drugs) must be received at the out-patient department of a Hospital or a registered cancer treatment centre immediately following discharge from Hospital confinement or surgery. Cancer is defined as the uncontrollable growth and spread of malignant cells and the invasion and destruction of normal tissue for which major interventionist treatment or surgery (excluding endoscopic procedures alone) is considered necessary. The cancer must be confirmed by histological evidence of malignancy. The following conditions are excluded: