Common use of Account Agreements and Guidelines Clause in Contracts

Account Agreements and Guidelines. Subject to compliance with all Requirements of Law, FSB may effect or permit a change to the terms and provisions of the Account Agreements or the Account Guidelines applicable to the Accounts in any respect (including the calculation of the amount or the timing of charge-offs and other fees to be assessed thereon) only if such change is made applicable to any comparable segment of charge accounts owned by FSB which have characteristics the same as, or substantially similar to, the Accounts that are the subject of such change, except as otherwise restricted by an endorsement, sponsorship, or other agreement between FSB and an unrelated third party or by the terms of the Account Agreements. Notwithstanding the above, unless required by Requirements of Law, FSB will not take any action with respect to such Account Agreements or such Account Guidelines which, at the time of such action, FSB reasonably believes will have a material adverse effect on TRS.