Common use of Account Agreements and Guidelines Clause in Contracts

Account Agreements and Guidelines. Subject to compliance with all Requirements of Law and paragraph (h) above, FSB may change the terms and provisions of the Account Agreements or the Credit Guidelines applicable to the Accounts in any respect (including the calculation of the amount or the timing of charge-offs and the Periodic Rate Finance Charges to be assessed thereon). Notwithstanding the above, unless required by Requirements of Law or as permitted by paragraph (h) above, FSB will not take any action with respect to such Account Agreements or such Credit Guidelines which, at the time of such action, FSB reasonably believes will have a material adverse effect on RFC IV.