Common use of Account Alerts Clause in Contracts

Account Alerts. Alerts. Your enrollment in 1st Constitution Bank Online Banking and/or Mobile Banking (the “Service”) includes enrollment to receive transaction alerts and notifications (“Alerts”). Alerts are electronic notices from us that contain transactional information about your 1st Constitution Bank account(s). Alerts are provided within the following categories:  Mandatory Alerts provide you with important account notifications, such as information about changes to your Online Banking password, PIN, or login information. You do not have the option to suppress these Mandatory Alerts.  Account Alerts must be activated by you to be enabled. These Account Alerts can be accessed from the Alerts menu within 1st Constitution Bank Online Banking and Alerts menu within 1st Constitution Bank Mobile Banking. Account Alerts must be managed and/or added online through the Service. You cannot maintain all Alerts though your mobile device. We may add new Alerts from time to time, or cancel old Alerts. We usually notify you when we cancel Alerts, but are not obligated to do so. 1st Constitution Bank reserves the right to terminate its Alerts service at any time without prior notice to you. Methods of Delivery. We may provide Alerts through one or more channels (“EndPoints”): (a) a mobile device, by text message, (b) a mobile device, by push notification; (c) an email account, by an e-mail message; or (d) your 1st Constitution Bank Online Banking message in-box, by an e-mail message. You agree to receive Alerts through these EndPoints, and it is your responsibility to determine that each of the service providers for the EndPoints described in (a) through (c) above supports the email, push notification, and text message Alerts provided through the Alerts service. Please be advised that text or data charges or rates may be imposed by your EndPoint service provider. Alert frequency varies by account and preferences. You agree to provide us a valid mobile phone number or email address so that we may send you Alerts. If your email address or your mobile device's number changes, you are responsible for informing us of that change. Your Alerts will be updated to reflect the changes that you communicate to us with regard to your primary and secondary email addresses or mobile device number.

Account Alerts. Alerts. Your enrollment in 1st Constitution Bank Online The Digital Banking and/or Mobile Banking Service includes an Account Alerts Service (the “Alerts Service”) includes enrollment which enables delivery to your email or text messages and notices ( “Alerts” or "Alert") from time to time concerning available account information, potential fraud conditions and other matters relating to your Credit Union accounts. You may receive transaction alerts and notifications Alerts through a SMS-enabled mobile device (“AlertsMobile Alert”), an e-mail account that is accessed via a personal computer (“E-mail Alert”), or both. By enrolling or using the Service, you agree to the following Service Terms and Conditions. The Service allows you to request and receive Alerts are electronic notices from us that contain transactional information about your 1st Constitution Bank account(s). We send Alerts are provided within to you based upon the following categories:  Mandatory Alerts instructions you provide you with important account notifications, such as information about changes to your Online Banking password, PIN, or login information. You do not have the option to suppress these Mandatory Alerts.  Account Alerts must be activated by you to be enabledus. These Account Alerts can be accessed from the Alerts menu within 1st Constitution Bank Online Banking and Alerts menu within 1st Constitution Bank Mobile Bankinginstructions include your correct mobile number or email address. Account Alerts must be managed and/or added online through Your instructions are neither reviewed nor verified by Credit Union prior to or following activation of the Service. By using the Alert Service, you are expressly consenting to receive Alerts and other messages via text message to a cellular phone number for your mobile device and email addresses via email. You canacknowledge and accept that each Alert may be sent to you without being encrypted and may include your name and information pertaining to your account. Depending upon which Alerts you select, information such as your account balance may be included. Anyone with access to your mobile device will be able to view the contents of these Alerts. It is your responsibility to: ensure the security of your mobile device; determine if your wireless provider supports SMS; and ensure your mobile device is capable of receiving SMS. You acknowledge that message and data rates may apply. You are solely responsible for any fees imposed of any kind whatsoever by your wireless service provider. Credit Union provides the Alerts Service purely as a convenience to you and for information purposes only. Credit Union does not maintain assume any additional responsibility or obligation in respect of the use of, or any transaction on your account. The Service does not free you from the responsibility of safeguarding the physical security and authorized use of your account or security codes. You acknowledge and agree that your receipt of any Alert may be delayed or prevented by factors outside of Credit Union’s control, including factors affecting your wireless or Internet service provider and coverage in your area. We do not guarantee the delivery, timeliness or accuracy of the contents of any Alert. The Service is subject to transmission limitations and service interruptions. You agree to indemnify, defend and hold Credit Union and agents free and harmless from any and all losses or damages, including attorneys' fees, that may arise, directly or indirectly, in whole or in part, from: a non-delivery, delayed delivery, or the misdirected delivery of an Alert; inaccurate or incomplete content in an Alert; your reliance on or use of the information provided in an Alert for any purpose; or any third party, whether authorized or not, obtaining information regarding your account disclosed in the Alerts though by accessing your mobile device. We may add new Alerts from time to timeTHE CREDIT UNION DISCLAIMS ANY RESPONSIBILITY AND ALL WARRANTIES OF ANY KIND, or cancel old AlertsWHETHER EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICE. We usually notify you when we cancel Alerts, but are not obligated to do so. 1st Constitution Bank reserves the right to terminate its Alerts service at any time without prior notice to you. Methods of Delivery. We may provide Alerts through one or more channels (THE SERVICE IS PROVIDED ON AN “EndPoints”): (a) a mobile device, by text message, (b) a mobile device, by push notification; (c) an email account, by an e-mail message; or (d) your 1st Constitution Bank Online Banking message in-box, by an e-mail message. You agree to receive Alerts through these EndPoints, and it is your responsibility to determine that each of the service providers for the EndPoints described in (a) through (c) above supports the email, push notification, and text message Alerts provided through the Alerts service. Please be advised that text or data charges or rates may be imposed by your EndPoint service provider. Alert frequency varies by account and preferences. You agree to provide us a valid mobile phone number or email address so that we may send you Alerts. If your email address or your mobile device's number changes, you are responsible for informing us of that change. Your Alerts will be updated to reflect the changes that you communicate to us with regard to your primary and secondary email addresses or mobile device numberAS IS” AND “AS AVAILABLE” BASIS AND YOU ACKNOWLEDGE USE OF THE SERVICE IS AT YOUR SOLE RISK.

Account Alerts. Alerts. Your enrollment in 1st Constitution Bank Online Banking and/or Mobile Banking An Account Alert (the “ServiceAlert”) includes enrollment is a notification relating to receive transaction alerts and notifications (“Alerts”). Alerts are electronic notices from us that contain transactional information about specific activity in, or the status of, your 1st Constitution Bank account(s). Alerts are provided within the following categories:  Mandatory Alerts provide you with important account notificationsAccount, such as information about changes to your Online Banking password, PINa notification that a transaction has occurred, or login informationthat your balance is under a specified amount. Alerts may vary based on the type of Account for which the Alert is requested. You do not have may choose which Alerts you would like to receive, the option Account(s) for which you’d like an Alert, and whether you would like to suppress these Mandatory Alerts.  Account Alerts must be activated receive the Alert by you to be enabled. These Account Alerts can be accessed from the Alerts menu within 1st Constitution Bank Online Banking and Alerts menu within 1st Constitution Bank Mobile Banking. Account Alerts must be managed and/or added online through the Service. You cannot maintain all Alerts though your mobile device. We may add new Alerts from time to timeSMS text, push notification, or cancel old Alerts. We usually notify you when we cancel Alerts, but are not obligated to do so. 1st Constitution Bank reserves the right to terminate its Alerts service at any time without prior notice to you. Methods of Delivery. We may provide Alerts through one or more channels (“EndPoints”): (a) a mobile device, by text message, (b) a mobile device, by push email notification; (c) an email account, by an e-mail message; or (d) your 1st Constitution Bank Online Banking message in-box, by an e-mail message. You agree to receive notify us of any change to your contact information to ensure continued delivery of your Alerts through these EndPoints(see the section of this Agreement titled “Notices and Communications Between You and First Bank”). Message and data rates may apply, and it the Alert frequency will depend on the Alerts you select. Alerts will be sent at various times on any day that transactions or the Account status meeting your specified criteria occur. You understand and agree that Alerts may not be sent on a “real-time” basis and may be sent at the next scheduled delivery time after the specified transaction or Account status occurs. We reserve the right to change the frequency or timing of Alerts. Alerts are for informational purposes only and are not intended to replace your Account statements or any other communications we may provide you regarding your Account. Some Alerts may be automatically suppressed if we receive notice that you have filed for bankruptcy or if you have otherwise instructed us to cease communication with you in relation to collection efforts on your Accounts. You acknowledge and agree that your receipt of any Alert may be delayed or prevented by factor(s) outside of our control, including factors affecting your wireless service provider and coverage in your area. We do not guarantee the delivery, timeliness or accuracy of the contents of each Alert. The Alerts Service is subject to transmission limitations and service interruptions. You will promptly notify us if you are unable, for any reason, to receive text, or push alerts. You agree to indemnify, defend and hold us and our directors, officers, employees and agents and Service Providers free and harmless from any and all losses or damages, including attorneys' fees, lost profits, and indirect or special damages, including, but not limited to, to those relating to bank secrecy or financial privacy laws or regulations, that may arise, directly or indirectly, in whole or in part, from: a non-delivery, delayed delivery, or the misdirected delivery of an Alert; inaccurate or incomplete content in an Alert; your reliance on or use of the information provided in an Alert for any purpose; or any third party, whether authorized or not, obtaining information regarding your account disclosed in the Alerts. You may transfer funds between your Checking, Savings and Money Market Accounts you maintain with us. You may also transfer funds to a loan or credit Account you have with us using eBanking. You will be able to make funds transfers that are effective when you complete the transfer online, schedule future-dated transfers, and establish recurring transfers. The Available Balance of the Account from which funds are transferred (FROM Account) and the Available Balance of the Account to which funds are transferred (TO Account) will be updated as soon as the transfer is complete. If the transfer is made to a loan or credit Account, the principal balance of the loan or credit account will be updated as soon as the transfer is complete. Transfers made to pay off a loan or credit Account in full may take longer to process. Generally, the maximum dollar limit on any transfer is equal to the Available Balance in your FROM Account and may also include the unused credit limit of a Preferred Credit Loan account associated with the Account (if applicable) and the Overdraft Privilege Limit associated with the Account (if applicable), at the time the transfer is completed by us. It is your responsibility to determine ensure that each of sufficient funds are available for a requested transfer at the service providers for the EndPoints described in (a) through (c) above supports the email, push notification, time it is to occur and text message Alerts provided through the Alerts service. Please be advised to confirm that text or data charges or rates may be imposed by your EndPoint service provider. Alert frequency varies by account and preferences. You agree to provide us a valid mobile phone number or email address so that we may send you Alerts. If your email address or your mobile device's number changes, you are responsible for informing us of that change. Your Alerts will be updated to reflect the changes that you communicate to us with regard to your primary and secondary email addresses or mobile device numbertransfers have been completed.

Account Alerts. AlertsXxxxxxx Online Services offers both automatic alerts and optional alerts regarding your account and account transactions. Your enrollment in 1st Constitution Bank Online Banking and/or Mobile Banking (Automatic alerts are sent when certain changes to your account occur, including, but not limited to, password and user name updates or changes to your physical or primary email address. These automatic alerts are sent to your primary email address and are not optional. In addition to automatic alerts, you have the “Service”) includes enrollment option to choose to receive transaction additional alerts or communications regarding other account activity, delivered by email or text message to a mobile device. By signing up to receive any optional alerts, you consent to delivery of such messages in the format selected (such as email or text message) to the email address or mobile device number you identify. To change or cancel your optional alerts, log in to Xxxxxxx Online Services and choose the Alerts and Preferences option under the Online Profile menu. Both automatic alerts and notifications (“Alerts”)optional alerts are subject to the following: You are responsible for notifying us of any changes to your email address or mobile device number to which alerts are sent. Alerts are electronic notices from us that contain transactional information about Anyone with access to your 1st Constitution Bank account(s)email or mobile device may be able to access the contents of the automatic and optional alerts. Alerts are provided within It is your responsibility to secure the following categories:  Mandatory Alerts devices, protect your user name and password, and provide you with important account notifications, such as timely information about changes to your Online Banking passwordemail address or mobile device number and we bear no liability or responsibility for any disclosures that occur because you do not take appropriate steps to prevent access to your mobile devices, PINuser name and password or account information by unauthorized persons. We do not charge you for delivery of automatic or optional alerts, however, your wireless service provider or Internet Service Provider’s message and data rates may apply and they may levy fees or charges for receipt of messages by your mobile device or computer. You are solely responsible for such charges. At any time, you can text HELP to 85644 for help, or login information. You do not have text STOP to cancel the option alerts to suppress these Mandatory Alerts.  Account Alerts must be activated by you to be enabled. These Account Alerts can be accessed from the Alerts menu within 1st Constitution Bank Online Banking and Alerts menu within 1st Constitution Bank Mobile Banking. Account Alerts must be managed and/or added online through the Service. You cannot maintain all Alerts though your mobile device. We You may add new also contact us for help by calling 000-000-0000 or by emailing us using the email form on our web site at: xxx.xxxxxxxxxxxxx.xxx Xxxxxxx Bank mobile banking and alerts are available with the following participating wireless carriers: AT&T, Cincinnati Bell, Cricket, MetroPCS, Nextel/Boost, Sprint, TMobile® U.S. Cellular®, Verizon Wireless, and Virgin Mobile USA. The automatic and optional alerts provided to you are for convenience purposes only. Automatic and optional alerts may not always be sent in real time. Quiet hours for alerts can be managed by using the phone's 'Do Not Disturb' settings. Alerts from time may not reflect pending transactions and we do not guarantee the delivery or accuracy of the contents of any alert. Optional alerts are available through your mobile device when it is within the operating range of your wireless service provider or a computer having an active connection to time, the internet. The automatic and optional alerts are subject to transmission limitation or cancel old Alerts. We usually notify you when we cancel Alerts, but are not obligated to do so. 1st Constitution Bank reserves the right to terminate its Alerts service at any time without prior notice to you. Methods of Delivery. We may provide Alerts through one or more channels (“EndPoints”): (a) a mobile device, by text message, (b) a mobile device, by push notification; (c) an email account, by an e-mail message; or (d) your 1st Constitution Bank Online Banking message in-box, by an e-mail messageinterruption. You agree to receive Alerts through these EndPoints, and it is your responsibility to determine that each of the service providers for the EndPoints described in (a) through (c) above supports the email, push notification, and text message Alerts provided through the Alerts service. Please be advised that text or data charges or rates may be imposed by your EndPoint service provider. Alert frequency varies by account and preferences. You agree to provide us a valid mobile phone number or email address so that we may send shall not be liable for any delays, failure to deliver, or misdirected delivery of any alert; for any errors in the content in an alert; or for actions taken or not taken by you Alerts. If your email address or your mobile device's number changes, you are responsible for informing us of that change. Your Alerts will be updated to reflect the changes that you communicate to us with regard to your primary and secondary email addresses or mobile device numberany third party in reliance on an alert.