Account Credential Security. You are responsible for maintaining commercially reasonable security and control of your Dwolla account and credentials, including passwords, security codes, and API Credentials as defined in Section 14 (collectively, your “Account Credentials”). You are responsible for ensuring that your employees, contractors, and agents comply with all security requirements set out in this Agreement, as applicable. You are responsible for any activity conducted using your Account Credentials, regardless of whether you authorized such activity. Notify Xxxxxx immediately at xxxxxxxx@xxxxxx.xxx if you believe that your Account Credentials have been compromised.