Common use of ACH & Wire Transfers Clause in Contracts

ACH & Wire Transfers. Except as amended by this Agreement, electronic fund transfers we permit that are subject to Article 4A of the Uniform Commercial Code will be subject to such provisions of the Uniform Commercial Code as enacted by the state where the main office of the Credit Union is located. We may execute certain requests for an electronic fund transfer by Fedwire. Fedwire transactions are subject to Federal Reserve Board Regulation J. You may order an electronic fund transfer to or from your account. We will debit your account for the amount of the electronic fund transfer and will charge your account for any fees related to the transfer. Unless we agree otherwise in writing, we reserve the right to refuse to execute any order to transfer funds to or from your account if the amount of the requested transfer plus applicable fees exceeds the available funds in your account. We are not liable for errors, delays, interruptions, or transmission failures caused by third parties or circumstances beyond our control, including mechanical, electronic, or equipment failure. We will not provide you with next day notice of ACH transfers, wire transfers, and other electronic payments credited to your account. You will receive notice of such credits on your account statements. You may contact us to determine whether a payment has been received. If we fail to properly execute a payment order, and such action results in a delay in payment to you, we will pay you dividends or interest for the period of delay as required by applicable law. The dividends or interest paid to you will be based on the lowest nominal dividend or interest rate we were paying on any account during that period. Payment orders we accept will be executed within a reasonable time of receipt but may not necessarily be executed on the date they are received. Cutoff times may apply to the receipt, execution, and processing of fund transfers, payment orders, cancellations, and amendments. If a request for a fund transfer, payment order, cancellation, or amendment is received after a cutoff time, it may be treated as having been received on the next fund transfer business day. Information about any cut off times is available upon request. From time to time, we may need to suspend processing of a transaction for greater scrutiny or verification in accordance with applicable law, and this action may affect settlement or availability of the transaction. When you initiate a wire transfer, you may identify the recipient and any financial institution by name and by account or identifying number. The Credit Union and any other financial institutions facilitating the transfer may rely strictly on the account or identifying number, even if the number identifies a different person or financial institution. Any account owner may amend or cancel a payment order, even if that person did not initiate the order. We may refuse any request to amend or cancel a payment order that we believe will expose the Credit Union to liability or loss. Any request that we accept to amend or cancel a payment order will be processed within a reasonable time after it is received. You agree to hold us harmless from and indemnify us for all losses and expenses resulting from any actual or attempted amendment or cancellation of a payment order. We may require you to follow a security procedure to execute a payment order or certain electronic fund transfer transactions. We will notify you of any such security procedures, and you agree that our security procedures are commercially reasonable.

ACH & Wire Transfers. Except as amended by this Agreement, electronic fund funds transfers we permit that are subject to Article 4A of the Uniform Commercial Code will be subject to such provisions of the Uniform Commercial Code as enacted by the state where the main office of the Credit Union is located. We may execute certain requests for an electronic fund transfer funds transfers by Fedwire. Fedwire transactions are subject to Federal Reserve Board Regulation J. You may order an electronic fund transfer funds transfers to or from your account. We will debit your account for the amount of the an electronic fund funds transfer and will charge your account for any fees related to the transfer. Unless we agree otherwise in writing, we reserve the right to refuse to execute any order to transfer funds to or from your account. We are not obligated to execute any order to transfer funds out of your account if the amount of the requested transfer plus applicable fees exceeds the available funds in your account. We are not liable for errors, delays, interruptions, interruptions or transmission failures caused by third parties or circumstances beyond our control, control including mechanical, electronic, electronic or equipment failure. We will not provide you with next day notice of ACH transfersACH, wire transfers, transfers and other electronic payments credited to your account. You will receive notice of such credits on your account statements. You may contact us to determine whether a payment has been received. If we fail are required by law to properly execute a payment order, and such action results in a delay in payment pay interest to you, we will pay you dividends or agree that the rate of interest for the period of delay as required by applicable law. The dividends or interest paid to you will shall be based on the lowest available nominal dividend or interest rate we were paying paid on any account accounts during that periodthe time interest payments are required. Payment orders we accept will be executed within a reasonable time of receipt but receipt. A payment order may not necessarily be executed on the date they are it is received. Cutoff Cut- off times may apply to the receipt, execution, execution and processing of fund funds transfers, payment orders, cancellations, and amendments. If a request for a fund transfer, payment order, cancellation, or amendment is amendments and if received after a cutoff cut-off time, it may be treated as having been received on the next fund following funds transfer business day. Information about any cut cut-off times is available upon request. From time to time, we may need to suspend processing of a transaction for greater scrutiny or verification in accordance with applicable law, and this action may affect settlement or availability of the transaction. When you initiate a wire transfer, you may identify the recipient and any financial institution by name and by account or identifying number. The Credit Union and any other financial institutions facilitating the transfer may rely strictly on the account or identifying number, number even if the number identifies a different person or financial institution. Any account owner may amend or cancel a payment order, order even if that person did not initiate the order. We may refuse any request requests to amend or cancel a payment order that we believe will expose the Credit Union to liability or loss. Any request that we accept to amend or cancel a payment order that we accept will be processed within a reasonable time after it is received. You agree to hold us harmless from and indemnify us for all losses and expenses resulting from any actual or attempted amendment or cancellation of a payment order. We may require you to follow a security procedure to execute a payment order or certain electronic fund funds transfer transactions. We will notify you of any such security procedures, procedures and you agree that our security procedures are commercially reasonable.

ACH & Wire Transfers. Except as amended by this Agreement, electronic fund funds transfers we permit that are subject to Article 4A of the Uniform Commercial Code will be subject to such provisions of the Uniform Commercial Code as enacted by the state where the main office of the Credit Union is located. We may execute certain requests for an electronic fund transfer funds transfers by FedwireXxxxxxx. Fedwire transactions are subject to Federal Reserve Board Regulation J. You may order an electronic fund transfer funds transfers to or from your account. We will debit your account for the amount of the an electronic fund funds transfer and will charge your account for any fees related to the transfer. Unless we agree otherwise in writing, we reserve the right to refuse to execute any order to transfer funds to or from your account. We are not obligated to execute any order to transfer funds out of your account if the amount of the requested transfer plus applicable fees exceeds the available funds in your account. We are not liable for errors, delays, interruptions, interruptions or transmission failures caused by third parties or circumstances beyond our control, control including mechanical, electronic, electronic or equipment failure. We will not provide you with next day notice of ACH transfersACH, wire transfers, transfers and other electronic payments credited to your account. You will receive notice of such credits on your account statements. You may contact us to determine whether a payment has been received. If we fail are required by law to properly execute a payment order, and such action results in a delay in payment pay interest to you, we will pay you dividends or agree that the rate of interest for the period of delay as required by applicable law. The dividends or interest paid to you will shall be based on the lowest available nominal dividend or interest rate we were paying paid on any account accounts during that periodthe time interest payments are required. Payment orders we accept will be executed within a reasonable time of receipt but receipt. A payment order may not necessarily be executed on the date they are it is received. Cutoff times may apply to the receipt, execution, execution and processing of fund funds transfers, payment orders, cancellations, and amendments. If a request for a fund transfer, payment order, cancellation, or amendment is amendments and if received after a cutoff cut-off time, it may be treated as having been received on the next fund following funds transfer business day. Information about any cut cut-off times is available upon request. From time to time, we may need to suspend processing of a transaction for greater scrutiny or verification in accordance with applicable law, and this action may affect settlement or availability of the transaction. When you initiate a wire transfer, you may identify the recipient and any financial institution by name and by account or identifying number. The Credit Union and any other financial institutions facilitating the transfer may rely strictly on the account or identifying number, number even if the number identifies a different person or financial institution. Any account owner may amend or cancel a payment order, order even if that person did not initiate the order. We may refuse any request requests to amend or cancel a payment order that we believe will expose the Credit Union to liability or loss. Any request that we accept to amend or cancel a payment order that we accept will be processed within a reasonable time after it is received. You agree to hold us harmless from and indemnify us for all losses and expenses resulting from any actual or attempted amendment or cancellation of a payment order. We may require you to follow a security procedure to execute a payment order or certain electronic fund funds transfer transactions. We will notify you of any such security procedures, procedures and you agree that our security procedures are commercially reasonable.

ACH & Wire Transfers. Except as amended by this Agreement, electronic fund funds transfers we permit that are subject to Article 4A of the Uniform Commercial Code will be subject to such provisions of the Uniform Commercial Code as enacted by the state where the main office of the Credit Union is located. We may execute certain requests for an electronic fund transfer funds transferred by Fedwire. Fedwire transactions are subject to Federal Reserve Board Regulation J. You may order an electronic fund transfer funds transfers to or from your account. We will debit your account for the amount of the an electronic fund funds transfer and will charge your account for any fees related to the transfer. Unless we agree otherwise in writing, we reserve the right to refuse to execute any order to transfer funds to or from your account. We are not obligated to execute any order to transfer funds out of your account if the amount of the requested transfer plus applicable fees exceeds the available funds in your account. We are not liable for any errors, delays, interruptions, interruptions or transmission failures caused by third parties or circumstances beyond our control, control including mechanical, electronic, electronic or equipment failurefailures. We will not provide you with next day notice of ACH transfers, wire transfers, and other electronic payments credited to your account. You will receive notice of such credits on your account statements. You may contact us to determine whether a payment has been received. If we fail to properly execute a payment order, and such action results in a delay in payment to you, we will pay you dividends or interest for the period of delay as required by applicable law. The dividends or interest paid to you will be based on the lowest nominal dividend or interest rate we were paying on any account during that period. Payment orders we accept will be executed within a reasonable time of receipt but receipt. A payment order may not necessarily be executed on the date they are it is received. Cutoff Cut-off times may apply to the receipt, execution, and processing of fund funds transfers, payment orders, cancellations, and amendments. If a request for a fund transfer, payment order, cancellation, or amendment is amendments and if received after a cutoff cut-off time, it may be treated as having been received on the next fund following funds transfer business day. Information about any cut cut-off times is available upon request. From time to time, we may need to suspend processing of a transaction for greater scrutiny or verification in accordance with applicable law, and this action may affect settlement or availability of the transaction. When you initiate a wire transfer, you may identify the recipient and any financial institution by name and by account or identifying number. The Credit Union credit union and any other financial institutions facilitating the transfer may rely strictly on the account or identifying number, number even if the number identifies a different person or financial institution. Any account owner may amend or cancel a payment order, order even if that person did not initiate the order. We may refuse any request requests to amend or cancel a payment order that we believe will expose the Credit Union to liability or loss. Any request that we accept to amend or cancel a payment order that we accept will be processed within a reasonable time after it is received. You agree to hold us harmless from and indemnify us for all losses and expenses resulting from any actual or attempted amendment or cancellation of a payment order. We may require you to follow a security procedure to execute a payment order or certain electronic fund funds transfer transactions. We will notify you of any such security procedures, procedures and you agree that our security procedures are commercially reasonable.

ACH & Wire Transfers. Except as amended by this Agreement, electronic fund funds transfers we permit that are subject to Article 4A of the Uniform Commercial Code will be subject to such provisions of the Uniform Commercial Code as enacted by the state where the main office of the Credit Union is located. We may execute certain requests for an electronic fund transfer funds transfers by FedwireXxxxxxx. Fedwire transactions are subject to Federal Reserve Board Regulation J. You may order an electronic fund transfer funds transfers to or from your account. We will debit your account for the amount of the an electronic fund funds transfer and will charge your account for any fees related to the transfer. Unless we agree otherwise in writing, we reserve the right to refuse to execute any order to transfer funds to or from your account. We are not obligated to execute any order to transfer funds out of your account if the amount of the requested transfer plus applicable fees exceeds the available funds in your account. We are not liable for errors, delays, interruptions, or transmission failures caused by third parties or circumstances beyond our control, control including mechanical, electronic, electronic or equipment failure. We will not provide you with next day notice of ACH transfersACH, wire transfers, transfers and other electronic payments credited to your account. You will receive notice of such credits on your account statements. You may contact us to determine whether a payment has been received. If we fail are required by law to properly execute a payment order, and such action results in a delay in payment pay interest to you, we will pay you dividends or agree that the interest for the period of delay as required by applicable law. The dividends or interest paid to you will rate shall be based on the lowest available nominal dividend or interest rate we were paying paid on any account accounts during that periodthe time interest payments are required. Payment orders we accept will be executed within a reasonable time of receipt but receipt. A payment order may not necessarily be executed on the date they are it is received. Cutoff Cut-off times may apply to the receipt, execution, execution and processing of fund funds transfers, payment orders, cancellations, and amendments. If a request for a fund transfer, payment order, cancellation, or amendment is amendments and if received after a cutoff cut-off time, it may be treated as having been received on the next fund following funds transfer business day. Information about any cut cut-off times is available upon request. From time to time, we may need to suspend processing of a transaction for greater scrutiny or verification in accordance with applicable law, and this action may affect settlement or availability of the transaction. When you initiate a wire transfer, you may identify the recipient and any financial institution by name and by account or identifying number. The Credit Union and any other financial institutions facilitating the transfer may rely strictly on the account or identifying number, even if the number identifies a different person or financial institution. Any account owner may amend or cancel a payment order, even if that person did not initiate the order. We may refuse any request to amend or cancel a payment order that we believe will expose the Credit Union to liability or loss. Any request that we accept to amend or cancel a payment order will be processed within a reasonable time after it is received. You agree to hold us harmless from and indemnify us for all losses and expenses resulting from any actual or attempted amendment or cancellation of a payment order. We may require you to follow a security procedure to execute a payment order or certain electronic fund transfer transactions. We will notify you of any such security procedures, and you agree that our security procedures are commercially reasonable.

ACH & Wire Transfers. Except as amended by this Agreement, electronic fund transfers we permit that are subject to Article 4A of the Uniform Commercial Code will be subject to such provisions of the Uniform Commercial Code as enacted by the state where the main office of the Credit Union is located. We may execute certain requests for an electronic fund transfer by Fedwire. Fedwire transactions are subject to Federal Reserve Board Regulation J. You may Youmay order an electronic fund transfer to or from your account. We will debit your account for the amount of the electronic fund transfer and will charge your account for any fees related to the transfer. Unless we agree otherwise in writing, we reserve the right to refuse to execute any order to transfer funds to or from your account if the amount of the requested transfer plus applicable fees exceeds the available funds in your account. We are not liable for errors, delays, interruptions, or transmission failures caused by third parties or circumstances beyond our control, including mechanical, electronic, or equipment failure. We will not provide you with next day notice of ACH transfers, wire transfers, and other electronic payments credited to your account. You will receive notice of such credits on your account statements. You may contact us to usto determine whether a payment has been received. If we fail to properly execute a payment order, and such action results in a delay in payment to you, we will pay you dividends or interest for the period of delay as required by applicable law. The dividends or interest paid to you will be based on the lowest nominal dividend or interest rate we were paying on any account during that period. Payment orders we accept will be executed within a reasonable time of receipt but may not necessarily be executed on the date they are received. Cutoff times may apply to the receipt, execution, and processing of fund transfers, payment orders, cancellations, and amendments. If a request for a fund transfer, payment order, cancellation, or amendment is received after a cutoff time, it may be treated as having been received on the next fund transfer business day. Information about any cut off times is available upon request. From time to time, we may need to suspend processing of a transaction for greater scrutiny or verification in accordance with applicable law, and this action may affect settlement or availability of the transaction. When you initiate a wire transfer, you may identify the recipient and any financial institution by name and by account or identifying number. The Credit Union and any other financial institutions facilitating the transfer may rely strictly on the account or identifying number, even if the number identifies a different person or financial institution. Any account owner may amend or cancel a payment order, even if that person did not initiate the order. We may refuse any request to amend or cancel a payment order that we believe will expose the Credit Union to liability or loss. Any request that we accept to amend or cancel a payment order will be processed within a reasonable time after it is received. You agree to hold us harmless from and indemnify us for all losses and expenses resulting from any actual or attempted amendment or cancellation of a payment order. We may require you to follow a security procedure to execute a payment order or certain electronic fund transfer transactions. We will notify you of any such security procedures, and you agree that our security procedures are commercially reasonable.

ACH & Wire Transfers. Except as amended by this AgreementIf we provide the service, electronic fund funds transfers that we permit that are subject to Article 4A of the Uniform Commercial Code will be subject to such provisions of the Uniform Commercial Code as enacted by the state where the main office of the Credit Union is located. West Virginia.We may execute certain requests for an electronic fund transfer funds transfers by Fedwire. Fedwire transactions are subject to Federal Reserve Board Regulation J. You X.Xxx may order an electronic fund transfer funds transfers to or from your account. .We will debit your account for the amount of the an electronic fund funds transfer and will charge your account for any fees related to the transfer. Unless we agree otherwise in writing, we reserve the right to refuse to execute any order to transfer funds to or from your account.We are not obligated to execute any order to transfer funds out of your account if the amount of the requested transfer plus applicable fees exceeds the available funds in your account. .We are not liable for errors, delays, interruptions, interruptions or transmission failures caused by third parties or circumstances beyond our control, control including mechanical, electronic, electronic or equipment failure. .We will not provide you with next day notice of ACH transfersACH, wire transfers, transfers and other electronic payments credited to your account. You xxxxxxx.Xxx will receive notice of such credits on your account statements. You xxxxxxxxx.Xxx may contact us to determine whether a payment has been received.We may provisionally credit your account, at our option, for an ACH transfer before we receive final settlement.We may reverse the provisional credit or you will refund us the amount if we do not receive final settlement. If we fail are required by law to properly execute a payment order, and such action results in a delay in payment to youpay you interest, we will pay you dividends or interest for the period of delay as required by applicable law. The dividends or interest paid to you will be based on the lowest nominal dividend or interest rate we were paying paid on any account accounts during that periodthe period for which we owe you interest. Payment orders we accept will be executed within a reasonable time of receipt but receipt. A payment order may not necessarily be executed on the date they are it is received. Cutoff Cut-off times may apply to the receipt, execution, execution and processing of fund funds transfers, payment orders, cancellations, and amendments. If a request for a fund transfer, payment order, cancellation, or amendment is amendments and if received after a cutoff cut-off time, it may be treated as having been received on the next fund following funds transfer business day. Information about any cut cut-off times is available upon request. From time to time, we may need to suspend processing of a transaction for greater scrutiny or verification in accordance with applicable law, and this action may affect settlement or availability of the transaction. .When you initiate a wire transfer, you may identify the recipient and any financial institution by name and by account or identifying number. .The Credit Union and any other financial institutions facilitating the transfer may rely strictly on the account or identifying number, number even if the number identifies a different person or financial institution. Any account owner may amend or cancel a payment order, order even if that person did not initiate the order. .We may refuse any request requests to amend or cancel a payment order that we believe will expose the Credit Union to liability or loss. Any request that we accept to amend or cancel a payment order that we accept will be processed within a reasonable time after it is received. You xxxxxxxx.Xxx agree to hold us harmless from and indemnify us for all losses and expenses resulting from any actual or attempted amendment or cancellation of a payment order. .We may require you to follow a security procedure to execute a payment order or certain electronic fund funds transfer transactions. .We will notify you of any such security procedures, procedures and you agree that our security procedures are commercially reasonable.

ACH & Wire Transfers. Except as amended by this Agreement, electronic fund transfers we permit that are subject to Article 4A of the Uniform Commercial Code will be subject to such provisions of the Uniform Commercial Code as enacted by the state where the main office of the Credit Union is located. We may execute certain requests for an electronic fund transfer by FedwireXxxxxxx. Fedwire transactions are subject to Federal Reserve Board Regulation J. You may order an electronic fund transfer to or from your account. We will debit your account for the amount of the electronic fund transfer and will charge your account for any fees related to the transfer. Unless we agree otherwise in writing, we reserve the right to refuse to execute any order to transfer funds to or from your account. We are not obligated to execute any order to transfer funds out of your account if the amount of the requested transfer plus applicable fees exceeds the available funds in your account. We are not liable for errors, delays, interruptions, or transmission failures caused by third parties or circumstances beyond our control, including mechanical, electronic, or equipment failure. We will not provide you with next day notice of ACH transfers, wire transfers, and other electronic payments credited to your account. You will receive notice of such credits on your account statements. You may contact us to determine whether a payment has been received. If we fail to properly execute a payment order, and such action results in a delay in payment to you, we will pay you dividends or interest for the period of delay as required by applicable law. The dividends or interest paid to you will be based on the lowest nominal dividend or interest rate we were paying on any account during that period. Payment orders we accept will be executed within a reasonable time of receipt but may not necessarily be executed on the date they are received. Cutoff times may apply to the receipt, execution, execution and processing of fund transfers, payment orders, cancellations, and amendments. If a request for a fund transfer, payment order, cancellation, or amendment is received after a cutoff time, it may be treated as having been received on the next fund transfer business day. Information about any cut off cutoff times is available upon request. From time to time, we may need to suspend processing of a transaction for greater scrutiny or verification in accordance with applicable law, and this action may affect settlement or availability of the transaction. When you initiate a wire transfer, you may identify the recipient and any financial institution by name and by account or identifying number. The Credit Union and any other financial institutions facilitating the transfer may rely strictly on the account or identifying number, even if the number identifies a different person or financial institution. Any account owner may amend or cancel a payment order, even if that person did not initiate the order. We may refuse any request to amend or cancel a payment order that we believe will expose the Credit Union to liability or loss. Any request that we accept to amend or cancel a payment order will be processed within a reasonable time after it is received. You agree to hold us harmless from and indemnify us for all losses and expenses resulting from any actual or attempted amendment or cancellation of a payment order. We may require you to follow a security procedure to execute a payment order or certain electronic fund transfer transactions. We will notify you of any such security procedures. Unless we permit you to establish a different security procedure, and you agree that our the security procedures contained in the Credit Union’s policies, of which we have notified you, are commercially reasonablereasonable verification of payment orders and other electronic fund transfers. If we permit you to establish a different security procedure, you agree that procedure is a commercially reasonable method of verifying electronic funds transfers. If we conduct a remittance transfer(s) on your behalf acting as a remittance transfer provider, such transactions will be governed by 12 C.F.R. part 1005, subpart B-Requirements for remittance transfers. A “remittance transfer” is an electronic transfer of funds of more than $15.00 which is requested by a sender and sent to a designated recipient in a foreign country by a remittance transfer provider. Terms applicable to such transactions may vary from those disclosed herein and will be disclosed to you at the time such services are requested and rendered in accordance with applicable law.

ACH & Wire Transfers. Except as amended by this Agreement, electronic fund funds transfers we permit that are subject to Article 4A of the Uniform Commercial Code will be subject to such provisions of the Uniform Commercial Code as enacted by the state where the main office of the Credit Union is located. We may execute certain requests for an electronic fund transfer funds transfers by Fedwire. Fedwire transactions are subject to Federal Reserve Board Regulation J. You Any Authorized Person may order an electronic fund transfer funds transfers to or from your account. We will debit your account for the amount of the an electronic fund funds transfer and will charge your account for any fees related to the transfer. If a signature is required to authorize a funds transfer, the required number of signatures of Authorized Persons must be present before we will execute the transfer. Unless we agree otherwise in writing, we reserve the right to refuse to execute any order to transfer funds to or from your account. We are not obligated to execute any order to transfer funds out of your account if the amount of the requested transfer plus applicable fees exceeds the available funds in your account. We are not liable for errors, delays, interruptions, interruptions or transmission failures caused by third parties or circumstances beyond our control, control including mechanical, electronic, electronic or equipment failure. We will not provide you with next day notice of ACH transfersACH, wire transfers, transfers and other electronic payments credited to your account. You will receive notice of such credits on your account statements. You may contact us to determine whether a payment has been received. If we fail are required by law to properly execute a payment order, and such action results in a delay in payment to youpay you interest, we will pay you dividends or interest for the period of delay as required by applicable law. The dividends or interest paid to you will be based on the lowest nominal dividend or interest rate we were paying paid on any account during that periodthe period for which we owe you interest. Payment orders we accept will be executed within a reasonable time of receipt but receipt. A payment order may not necessarily be executed on the date they are it is received. Cutoff Cut-off times may apply to the receipt, execution, execution and processing of fund funds transfers, payment orders, cancellations, and amendments. If a request for a fund transfer, payment order, cancellation, or amendment is amendments and if received after a cutoff cut-off time, it may be treated as having been received on the next fund following funds transfer business day. Information about any cut cut-off times is available upon request. From time to time, we may need to suspend processing of a transaction for greater scrutiny or verification in accordance with applicable law, and this action may affect settlement or availability of the transaction. When you initiate a wire transfer, you may identify the recipient and any financial institution by name and by account or identifying number. The Credit Union and any other financial institutions facilitating the transfer may rely strictly on the account or identifying number, number even if the number identifies a different person or financial institution. Any account owner Authorized Person may amend or cancel a payment order, order even if that person did not initiate the order. We may refuse any request requests to amend or cancel a payment order that we believe will expose the Credit Union to liability or loss. Any request that we accept to amend or cancel a payment order that we accept will be processed within a reasonable time after it is received. You agree to hold us harmless from and indemnify us for all losses and expenses resulting from any actual or attempted amendment or cancellation of a payment order. We may require you to follow a security procedure to execute a payment order or certain electronic fund funds transfer transactions. We will notify you of any such security procedures, procedures and you agree that our security procedures are commercially reasonable.

ACH & Wire Transfers. Except as amended by this AgreementIf we provide the service, electronic fund funds transfers that we permit that are subject to Article 4A of the Uniform Commercial Code will be subject to such provisions of the Uniform Commercial Code as enacted by the state where the main office of the Credit Union is locatedColorado. We may execute certain requests for an electronic fund transfer funds transfers by FedwireXxxxxxx. Fedwire transactions are subject to Federal Reserve Board Regulation J. You may order an electronic fund transfer funds transfers to or from your account. We will debit your account for the amount of the an electronic fund funds transfer and will charge your account for any fees related to the transfer. Unless we agree otherwise in writing, we reserve the right to refuse to execute any order to transfer funds to or from your account. We are not obligated to execute any order to transfer funds out of your account if the amount of the requested transfer plus applicable fees exceeds the available funds in your account. We are not liable for errors, delays, interruptions, interruptions or transmission failures caused by third parties or circumstances beyond our control, control including mechanical, electronic, electronic or equipment failure. We will not provide you with next day notice of ACH transfersACH, wire transfers, transfers and other electronic payments credited to your account. You will receive notice of such credits on your account statementsstatement. You may contact us to determine whether a payment has been received. We may provisionally credit your account, at our option, for an ACH transfer before we receive final settlement. We may reverse the provisional credit or you will refund us the amount if we do not receive final settlement. If we fail are required by law to properly execute a payment order, and such action results in a delay in payment to youpay you interest, we will pay you dividends or interest for the period of delay as required by applicable law. The dividends or interest paid to you will be based on the lowest nominal dividend or interest rate we were paying paid on any account accounts during that periodthe period for which we owe you interest. Payment orders we accept will be executed within a reasonable time of receipt but receipt. A payment order may not necessarily be executed on the date they are it is received. Cutoff Cut-off times may apply to the receipt, execution, execution and processing of fund funds transfers, payment orders, cancellations, and amendments. If a request for a fund transfer, payment order, cancellation, or amendment is amendments and if received after a cutoff cut-off time, it may be treated as having been received on the next fund following funds transfer business day. Information about any cut cut-off times is available upon request. From time to time, we may need to suspend processing of a transaction for greater scrutiny or verification in accordance with applicable law, and this action may affect settlement or availability of the transaction. When you initiate a wire transfer, you may identify the recipient and any financial institution by name and by account or identifying number. The Credit Union and any other financial institutions facilitating the transfer may rely strictly on the account or identifying number, number even if the number identifies a different person or financial institution. Any account owner may amend or cancel a payment order, order even if that person did not initiate the order. We may refuse any request requests to amend or cancel a payment order that we believe will expose the Credit Union to liability or loss. Any request that we accept to amend or cancel a payment order that we accept will be processed within a reasonable time after it is received. You agree to hold us harmless from and indemnify us for all losses and expenses resulting from any actual or attempted amendment or cancellation of a payment order. We may require you to follow a security procedure to execute a payment order or certain electronic fund funds transfer transactions. We will notify you of any such security procedures, procedures and you agree that our security procedures are commercially reasonable.

ACH & Wire Transfers. Except as amended by this Agreement, electronic fund funds transfers we permit that are subject to Article 4A of the Uniform Commercial Code will be subject to such provisions of the Uniform Commercial Code as enacted by the state where the main office of the Credit Union credit union is located. We may execute certain requests for an electronic fund transfer funds transfers by FedwireXxxxxxx. Fedwire transactions are subject to Federal Reserve Board Regulation J. You may order an electronic fund transfer funds transfers to or from your account. We will debit your account for the amount of the an electronic fund funds transfer and will charge your account for any fees related to the transfer. Unless we agree otherwise in writing, we reserve the right to refuse to execute any order to transfer funds to or from your account. We are not obligated to execute any order to transfer funds out of your account if the amount of the requested transfer plus applicable fees exceeds the available funds in your account. We are not liable for errors, delays, interruptions, interruptions or transmission failures caused by third parties or circumstances beyond our control, control including mechanical, electronic, electronic or equipment failure. We will not provide you with next day notice of ACH transfersACH, wire transfers, transfers and other electronic payments credited to your account. You will receive notice of such credits on your account statements. You may contact us to determine whether a payment has been received. If we fail to properly execute a payment order, and such action results in a delay in payment to you, we will pay you dividends or interest for the period of delay as required by applicable law. The dividends or interest paid to you will be based on the lowest nominal dividend or interest rate we were paying on any account during that period. Payment orders we accept will be executed within a reasonable time of receipt but may not necessarily be executed on the date they are received. Cutoff Cut-off times may apply to the receipt, execution, execution and processing of fund funds transfers, payment orders, cancellations, and amendments. If a request for a fund transferamendments and, payment order, cancellation, or amendment is if received after a cutoff cut-off time, it may be treated as having been received on the next fund following funds transfer business day. Information about any cut cut-off times is available upon request. From time to time, we may need to suspend processing of a transaction for greater scrutiny or verification in accordance with applicable law, and this action may affect settlement or availability of the transaction. When you initiate a wire transfer, you may identify the recipient and any financial institution by name and by account or identifying number. The Credit Union credit union and any other financial institutions facilitating the transfer may rely strictly on the account or identifying number, number even if the number identifies a different person or financial institution. Any account owner may amend or cancel a payment order, order even if that person did not initiate the order. We may refuse any request requests to amend or cancel a payment order that we believe will expose the Credit Union credit union to liability or loss. Any request that we accept to amend or cancel a payment order that we accept will be processed within a reasonable time after it is received. You agree to hold us harmless from and indemnify us for all losses and expenses resulting from any actual or attempted amendment or cancellation of a payment order. We may require you to follow a security procedure to execute a payment order or certain electronic fund funds transfer transactions. We will notify you of any such security procedures, procedures and you agree that our security procedures are commercially reasonable.,

ACH & Wire Transfers. Except as amended by this Agreement, electronic fund funds transfers we permit that are subject to Article 4A of the Uniform Commercial Code will be subject to such provisions of the Uniform Commercial Code as enacted by the state where the main office of the Credit Union credit union is located. We may execute certain requests for an electronic fund transfer funds transfers by FedwireXxxxxxx. Fedwire transactions are subject to Federal Reserve Board Regulation J. You may order an electronic fund transfer funds transfers to or from your account. We will debit your account for the amount of the an electronic fund funds transfer and will charge your account for any fees related to the transfer. Unless we agree otherwise in writing, we reserve the right to refuse to execute any order to transfer funds to or from your account. We are not obligated to execute any order to transfer funds out of your account if the amount of the requested transfer plus applicable fees exceeds the available funds in your account. We are not liable for errors, delays, interruptions, interruptions or transmission failures caused by third parties or circumstances beyond our control, control including mechanical, electronic, electronic or equipment failure. We will not provide you with next day notice of ACH transfersACH, wire transfers, transfers and other electronic payments credited to your account. You will receive notice of such credits on your account statements. You may contact us to determine whether a payment has been received. If we fail to properly execute a payment order, and such action results in a delay in payment to you, we will pay you dividends or interest for the period of delay as required by applicable law. The dividends or interest paid to you will be based on the lowest nominal dividend or interest rate we were paying on any account during that period. Payment orders we accept will be executed within a reasonable time of receipt but may not necessarily be executed on the date they are received. Cutoff Cut-off times may apply to the receipt, execution, execution and processing of fund funds transfers, payment orders, cancellations, and amendments. If a request for a fund transfer, payment order, cancellation, or amendment is amendments and if received after a cutoff cut-off time, it may be treated as having been received on the next fund following funds transfer business day. Information about any cut cut-off times is available upon request. From time to time, we may need to suspend processing of a transaction for greater scrutiny or verification in accordance with applicable law, and this action may affect settlement or availability of the transaction. When you initiate a wire transfer, you may identify the recipient and any financial institution by name and by account or identifying number. The Credit Union credit union and any other financial institutions facilitating the transfer may rely strictly on the account or identifying number, number even if the number identifies a different person or financial institution. Any account owner may amend or cancel a payment order, order even if that person did not initiate the order. We may refuse any request requests to amend or cancel a payment order that we believe will expose the Credit Union credit union to liability or loss. Any request that we accept to amend or cancel a payment order that we accept will be processed within a reasonable time after it is received. You agree to hold us harmless from and indemnify us for all losses and expenses resulting from any actual or attempted amendment or cancellation of a payment order. We may require you to follow a security procedure to execute a payment order or certain electronic fund funds transfer transactions. We will notify you of any such security procedures, procedures and you agree that our security procedures are commercially reasonable.

ACH & Wire Transfers. Except as amended by this Agreement, electronic fund funds transfers we permit that are subject to Article 4A of the Uniform Commercial Code will be subject to such provisions of the Uniform Commercial Code as enacted by the state where the main office of the Credit Union credit union is located. We may execute certain requests for an electronic fund transfer funds transfers by Fedwire®. Fedwire Fedwire® transactions are subject to Federal Reserve Board Regulation J. You may order an electronic fund transfer funds transfers to or from your account. We will debit your account for the amount of the an electronic fund funds transfer and will charge your account for any fees related to the transfer. Unless we agree otherwise in writing, we reserve the right to refuse to execute any order to transfer funds to or from your account. We are not obligated to execute any order to transfer funds out of your account if the amount of the requested transfer plus applicable fees exceeds the available funds in your account. We are not liable for errors, delays, interruptions, interruptions or transmission failures caused by third parties or circumstances beyond our control, control including mechanical, electronic, or equipment failure. We will not provide you with next day notice of ACH transfersACH, wire transfers, transfers and other electronic payments credited to your account. You will receive notice of such credits on your account statements. You may contact us to determine whether a payment has been received. If we fail to properly execute a payment order, and such action results in a delay in payment to you, we will pay you dividends or interest for the period of delay as required by applicable law. The dividends or interest paid to you will be based on the lowest nominal dividend or interest rate we were paying on any account during that period. Payment orders we accept will be executed within a reasonable time of receipt but may not necessarily be executed on the date they are received. Cutoff times may apply to the receipt, execution, execution and processing of fund funds transfers, payment orders, cancellations, and amendments. If a request for a fund transfer, payment order, cancellation, or amendment is amendments and if received after a cutoff cut-off time, it may be treated as having been received on the next fund following funds transfer business day. Information about any cut cut-off times is available upon request. From time to time, we may need to suspend processing of a transaction for greater scrutiny or verification in accordance with applicable law, and this action may affect settlement or availability of the transaction. When you initiate a wire transfer, you may identify the recipient and any financial institution by name and by account or identifying number. The Credit Union credit union and any other financial institutions facilitating the transfer may rely strictly on the account or identifying number, number even if the number identifies a different person or financial institution. Any account owner may amend or cancel a payment order, order even if that person did not initiate the order. We may refuse any request requests to amend or cancel a payment order that we believe will expose the Credit Union credit union to liability or loss. Any request that we accept to amend or cancel a payment order that we accept will be processed within a reasonable time after it is received. You agree to hold us harmless from and indemnify us for all losses and expenses resulting from any actual or attempted amendment or cancellation of or a payment order. We may require you to follow a security procedure to execute a payment order or certain electronic fund funds transfer transactions. We will notify you of any such security procedures, procedures and you agree that our security procedures are commercially reasonable.

ACH & Wire Transfers. Except as amended by this Agreement, electronic fund transfers we permit that are subject to Article 4A of the Uniform Commercial Code will be subject to such provisions of the Uniform Commercial Code as enacted by the state where the main office of the Credit Union is located. We may execute certain requests for an electronic fund transfer by Fedwire. Fedwire transactions are subject to Federal Reserve Board Regulation J. You may order an electronic fund transfer to or from your account. We will debit your account for the amount of the electronic fund transfer and will charge your account for any fees related to the transfer. Unless we agree otherwise in writing, we reserve the right to refuse to execute any order to transfer funds to or from your account. We are not obligated to execute any order to transfer funds out of your account if the amount of the requested transfer plus applicable fees exceeds the available funds in your account. We are not liable for errors, delays, interruptions, or transmission failures caused by third parties or circumstances beyond our control, including mechanical, electronic, or equipment failure. We will not provide you with next day notice of ACH transfers, wire transfers, and other electronic payments credited to your account. You will receive notice of such credits on your account statements. You may contact us to determine whether a payment has been received. If we fail to properly execute a payment order, and such action results in a delay in payment to you, we will pay you dividends or interest for the period of delay as required by applicable law. The dividends or interest paid to you will be based on the lowest nominal dividend or interest rate we were paying on any account during that period. Payment orders we accept will be executed within a reasonable time of receipt but may not necessarily be executed on the date they are received. Cutoff Cut-off times may apply to the receipt, execution, execution and processing of fund transfers, payment orders, cancellations, and amendments. If a request for a fund transfer, payment order, cancellation, or amendment is received after a cutoff cut-off time, it may be treated as having been received on the next fund transfer business day. Information about any cut off cutoff times is available upon request. From time to time, we may need to suspend processing of a transaction for greater scrutiny or verification in accordance with applicable law, and this action may affect settlement or availability of the transaction. When you initiate a wire transfer, you may identify the recipient and any financial institution by name and by account or identifying number. The Credit Union and any other financial institutions facilitating the transfer may rely strictly on the account or identifying number, even if the number identifies a different person or financial institution. Any account owner may amend or cancel a payment order, even if that person did not initiate the order. We may refuse any request to amend or cancel a payment order that we believe will expose the Credit Union to liability or loss. Any request that we accept to amend or cancel a payment order will be processed within a reasonable time after it is received. You agree to hold us harmless from and indemnify us for all losses and expenses resulting from any actual or attempted amendment or cancellation of a payment order. We may require you to follow a security procedure to execute a payment order or certain electronic fund transfer transactions. We will notify you of any such security procedures, and you agree that our security procedures are commercially reasonable.

ACH & Wire Transfers. Except as amended by this Agreement, electronic fund transfers we permit that are subject to Article 4A of the Uniform Commercial Code will be subject to such provisions of the Uniform Commercial Code as enacted by the state where the main office of the Credit Union is located. We may execute certain requests for an electronic fund transfer by FedwireXxxxxxx. Fedwire transactions are subject to Federal Reserve Board Regulation J. You may X. Xxxxxx order an electronic fund transfer to or from your account. We will debit your account for the amount of the electronic fund transfer and will charge your account for any fees related to the transfer. Unless we agree otherwise in writing, we reserve the right to refuse to execute any order to transfer funds to or from your account if the amount of the requested transfer plus applicable fees exceeds the available funds in your account. We are not liable for errors, delays, interruptions, or transmission failures caused by third parties or circumstances beyond our control, including mechanical, electronic, or equipment failure. We will not provide you with next day notice of ACH transfers, wire transfers, and other electronic payments credited to your account. You will receive notice of such credits on your account statements. You may contact us to usto determine whether a payment has been received. If we fail to properly execute a payment order, and such action results in a delay in payment to you, we will pay you dividends or interest for the period of delay as required by applicable law. The dividends or interest paid to you will be based on the lowest nominal dividend or interest rate we were paying on any account during that period. Payment orders we accept will be executed within a reasonable time of receipt but may not necessarily be executed on the date they are received. Cutoff times may apply to the receipt, execution, and processing of fund transfers, payment orders, cancellations, and amendments. If a request for a fund transfer, payment order, cancellation, or amendment is received after a cutoff time, it may be treated as having been received on the next fund transfer business day. Information about any cut off times is available upon request. From time to time, we may need to suspend processing of a transaction for greater scrutiny or verification in accordance with applicable law, and this action may affect settlement or availability of the transaction. When you initiate a wire transfer, you may identify the recipient and any financial institution by name and by account or identifying number. The Credit Union and any other financial institutions facilitating the transfer may rely strictly on the account or identifying number, even if the number identifies a different person or financial institution. Any account owner may amend or cancel a payment order, even if that person did not initiate the order. We may refuse any request to amend or cancel a payment order that we believe will expose the Credit Union to liability or loss. Any request that we accept to amend or cancel a payment order will be processed within a reasonable time after it is received. You agree to hold us harmless from and indemnify us for all losses and expenses resulting from any actual or attempted amendment or cancellation of a payment order. We may require you to follow a security procedure to execute a payment order or certain electronic fund transfer transactions. We will notify you of any such security procedures, and you agree that our security procedures are commercially reasonable.

ACH & Wire Transfers. Except as amended by this Agreement, electronic fund transfers we permit that are subject to Article 4A of the Uniform Commercial Code will be subject to such provisions of the Uniform Commercial Code as enacted by the state where the main office of the Credit Union is located. We may execute certain requests for an electronic fund transfer by FedwireXxxxxxx. Fedwire transactions are subject to Federal Reserve Board Regulation J. You may order an electronic fund transfer to or from your account. We will debit your account for the amount of the electronic fund transfer and will charge your account for any nay fees related to the transfer. Unless we agree otherwise in writing, we reserve the right to refuse to execute any order to transfer funds to or from your account if the amount of the requested transfer plus applicable fees exceeds the available funds in your account. We are not liable for errors, delays, interruptions, or transmission failures caused by third parties or circumstances beyond our control, including mechanical, electronic, or equipment failure. We will not provide you with next day notice of ACH transfers, wire transfers, and other electronic payments credited to your account. You will receive notice of such credits on your account statements. You may contact us to determine whether a payment has been received. If we fail to properly execute a payment order, and such action results in a delay in payment to you, we will pay you dividends or interest for the period of delay as required by applicable law. The dividends or interest paid to you will be based on the lowest nominal dividend or interest rate we were paying on any account during that period. Payment orders we accept will be executed within a reasonable time of receipt but may not necessarily be executed on the date they are received. Cutoff times may apply to the receipt, execution, and processing of fund transfers, payment orders, cancellations, and amendments. If a request for a fund transfer, payment order, cancellation, or amendment is received after a cutoff time, it may be treated as having been received on the next fund transfer business day. Information about any cut off cutoff times is available upon request. From time to time, we may need to suspend processing of a transaction for greater scrutiny or verification in accordance with applicable law, and this action may affect settlement or availability of the transaction. When you initiate a wire transfer, you may identify the recipient and any financial institution by name and by account or identifying number. The Credit Union and any other financial institutions facilitating the transfer may rely strictly on the account or identifying number, even if the number identifies a different person or financial institution. Any account owner may amend or cancel a payment order, even if that person did not initiate the order. We may refuse any request to amend or cancel a payment order that we believe will expose the Credit Union to liability or loss. Any request that we accept accepts to amend or cancel a payment order will be processed within a reasonable time after it is received. You agree to hold us harmless from and indemnify us for all losses and expenses resulting from any actual or attempted amendment or cancellation of or a payment order. We may require you to follow a security procedure to execute a payment order or certain electronic fund transfer transactions. We will notify you of any such security procedures, and you agree that our security procedures are commercially reasonable.