Common use of Acting on instructions Clause in Contracts

Acting on instructions. Subject to complying with our duty to exercise reasonable care and skill and other obligations under the Consumer Guarantees Act 1993, but otherwise irrespective of anything else stated in these Terms and Conditions, we: • may decline to act or delay acting on any instructions given where we consider that we have good reason to do so; and • may, where your Credit Card Account can be accessed by telephone or by any electronic means, assume that any telephone or electronic instructions received using your PIN or access number and password are authorised by you.