ADDITIONAL DISCLOSURES APPLICABLE TO TELEPHONE BANKING. Telephone Banking is a service that allows you to perform monetary transactions and account balance inquiries without assistance from our staff. You will communicate directly with our computer through the use of a touch-tone phone. Telephone Banking is available for your convenience 24 hours a day, 7 days a week, with minor interruptions for system maintenance or technical difficulties. You must have a PIN to access Telephone Banking, which we will initially provide to you. Before conducting your first transaction, you must select a new PIN. You are responsible for the safekeeping of your Telephone Banking PIN provided by us, or as changed by you, and for all transactions made by use of Telephone Banking. This PIN will be different from your LAPFCU Debit Card PIN. You must notify us immediately by phone and send written confirmation if your Telephone Banking PIN is disclosed to anyone other than any joint owner of your account. You understand and agree that you must change your Telephone Banking PIN immediately to prevent transactions on your account if anyone not authorized by you has access to your Telephone Banking PIN. If you disclose your Telephone Banking PIN to anyone, however, you understand that you have given them access to your account(s) via Telephone Banking and that you are responsible for any such transactions. You further understand that your Telephone Banking PIN is not transferable, and you will not disclose your Telephone Banking PIN or permit any unauthorized use thereof. If the wrong PIN is entered six (6) times consecutively, your access to Telephone Banking will be restricted and you will need to contact us to restore access. We are authorized to act on any instructions received under your Telephone Banking PIN.
ADDITIONAL DISCLOSURES APPLICABLE TO TELEPHONE BANKING. (Code 3)
