Common use of Agreement for Receiving Electronic Disclosures Clause in Contracts

Agreement for Receiving Electronic Disclosures. This notice is to provide you with your rights under the Electronic Signatures and National Commerce Act (ESIGN). To the extent allowed by law, you agree that any communication from us to you relating to your loan application, including but not limited to, disclosures, notices, change in terms, statements, agreements, confirmations, or other information required to be delivered in writing under applicable law, may be delivered to you by electronic delivery, and that such electronic delivery shall be in lieu of written communication. You have the right to request paper copies of the electronic disclosures and agreements that you receive as part of the loan process. You may request paper copies by: Writing us at: Sun East Federal Credit Union X.X. Xxx 0000 Xxxxx, XX 00000 Telephoning us at: 877-5-SUNEAST • 000-000-0000 Or, emailing us at: XxxxxxXxxxxxxx@xxxxxxx.xxx If you do not wish to have these disclosures provided to you electronically when you apply for a loan online, you may decline by checking the “Cancel” button. If you do not consent to the electronic delivery of disclosures and agreements, you will not be able to continue to apply online. To apply for a loan, please stop by one of our branch locations or call us at 000-000-0000. There will be no fees or consequences if you choose to decline to receive these disclosures and agreements electronically. In order for you to access, view, print or retain electronic communication in connection with online account opening, your computer system must meet the following requirements: • Internet browser that supports 128 bit encryption. • Sufficient electronic storage capacity on your computer’s hard drive or other data storage unit. • An e-mail account with an Internet service provider and e-mail software in order to participate in our electronic communications programs. • A personal computer. • An operating system and an Internet connection capable of receiving, accessing, displaying, and either printing or storing Communications received from us in electronic form via a plain text-formatted e-mail or by access to our web site using one of the browsers specified above. Complete system requirements for our Online Lending Service can be found on Sun East’s website under Terms of Use in the bottom navigation. Email Address. In order to receive Sun East Federal Credit Union disclosures and/or communication electronically in place of paper disclosures and/or communications sent via US mail to your address of record, you agree to establish and maintain an accurate email or mobile device address with the Credit Union. You further agree not to hold the Credit Union liable for sending these disclosures and/or communications to such address. Any fees assessed by your mobile phone carrier are your sole responsibility. If you change your email address, it is your responsibility to notify us of your new address as soon as possible. Your email address can be updated in Online Banking by clicking on the “Maintenance” link and then the “Address” link, by calling the Credit Union, or visiting a branch near you.

Agreement for Receiving Electronic Disclosures. This notice is to provide you with your rights under the Electronic Signatures and National Commerce Act (ESIGN). To the extent allowed by law, you agree that any communication from us to you relating to the online account opening of your loan applicationaccount, including but not limited to, disclosures, notices, change in terms, statements, agreements, confirmationsconfirmations, or other information required to be delivered in writing under applicable law, may be delivered to you by electronic delivery, and that such electronic delivery shall be in lieu of written communication. You have the right to request paper copies of the electronic disclosures and agreements that you receive as part of the loan processwhen you open your online account. You may request paper copies by: Writing us at: Sun East Federal Credit Union X.X. Xxx 0000 Xxxxx, XX 00000 Telephoning us at: 877-5-SUNEAST • 000-000-0000 Or, emailing us at: XxxxxxXxxxxxxx@xxxxxxx.xxx If you do not wish to have these disclosures provided to you electronically when you apply for a loan open your account online, you may decline by not checking the “Cancel” buttondisclosures. If you do not consent to the electronic delivery of disclosures and agreements, you will not be able to continue to apply open your account online. To apply for a loanopen an account, please stop by one of our branch locations or call us at 000-000-0000locations. There will be no fees or consequences if you choose chose to decline to receive these disclosures and agreements electronically. It is recommended that you retain a paper copy or electronic copy of the Online Account Opening Agreement and Disclosures and any other disclosures pertaining to the account you have opened online for your records. In order for you to access, view, print or retain electronic communication in connection with online account opening, your computer system must meet the following requirements: • Have access to an active email account (confirmation will be sent to your email address) • Use a supported Web browser (Cookies and JavaScript must be enabled): Desktop Browsers Mobile Browsers Google Chrome® 27.0 - 28.0 iOS 5 Mozilla Firefox® 22.0 - 23.0 iOS 6 Apple Inc. Safari ® 5.1 - 6 Android 2.3.3 – 2.3.7 Microsoft Internet browser that supports 128 bit encryptionExplorer® 9.0 - 10.0 Android 3.0 – 4.x Other browsers and operating systems may be used; however, some features may not function properly. • Sufficient electronic storage capacity on your computer’s hard drive Have Java & JavaScript enabled • Have Pop-up blockers disabled, or disabled for our sites (disclosures and inactivity warnings occur via pop-ups) • Have a printer or other data storage unit. • An e-mail account with an Internet service provider and e-mail software in order to participate in our electronic communications programs. • A personal computer. • An operating system and an Internet connection device capable of receiving, accessing, displaying, printing and/ or retaining Internet based data • Have a .pdf reader such as Adobe Acrobat – For reading disclosures and either printing or storing Communications received from us in electronic form via a plain text-formatted e-mail or by access documents and saving them to our web site using one of the browsers specified above. Complete system requirements for our Online Lending Service can be found on Sun East’s website under Terms of Use in the bottom navigationyou PC as needed. Email Address. In order to receive Sun East Federal Credit Union disclosures and/or communication electronically in place of paper disclosures and/or communications sent via US mail to your address of record, you agree to establish and maintain an accurate email or mobile device address with the Credit Union. You further agree not to hold the Credit Union liable for sending these disclosures and/or communications to such address. Any fees assessed by your mobile phone carrier are your sole responsibility. If you change your email address, it is your responsibility to notify us of your new address as soon as possible. Your email address can be updated in Online Banking by clicking on the “Maintenance” link and then the “Address” link, by calling the Credit Union, or visiting a branch near you.

Agreement for Receiving Electronic Disclosures. This notice is to provide you with your rights under the Electronic Signatures and National Commerce Act (ESIGN). To the extent allowed by law, you agree that any communication from us to you relating to your loan application, including but not limited to, disclosures, notices, change in terms, statements, agreements, confirmationsconfirmations, or other information required to be delivered in writing under applicable law, may be delivered to you by electronic delivery, and that such electronic delivery shall be in lieu of written communication. You have the right to request paper copies of the electronic disclosures and agreements that you receive as part of the loan process. You may request paper copies by: Writing us at: Sun East Federal Credit Union X.X. Xxx 0000 Xxxxx, XX 00000 Telephoning us at: 877-5-SUNEAST • 000-000-0000 Or, emailing us at: XxxxxxXxxxxxxx@xxxxxxx.xxx If you do not wish to have these disclosures provided to you electronically when you apply for a loan online, you may decline by checking the “Cancel” button. If you do not consent to the electronic delivery of disclosures and agreements, you will not be able to continue to apply online. To apply for a loan, please stop by one of our branch locations or call us at 000-000-0000. There will be no fees or consequences if you choose to decline to receive these disclosures and agreements electronically. In order for you to access, view, print or retain electronic communication in connection with online account opening, your computer system must meet the following requirements: • Internet browser that supports 128 bit encryption. • Sufficient Sufficient electronic storage capacity on your computer’s hard drive or other data storage unit. • An e-mail account with an Internet service provider and e-mail software in order to participate in our electronic communications programs. • A personal computer. • An operating system and an Internet connection capable of receiving, accessing, displaying, and either printing or storing Communications received from us in electronic form via a plain text-formatted e-mail or by access to our web site using one of the browsers specified specified above. Complete system requirements for our Online Lending Service can be found on Sun East’s website under Terms of Use in the bottom navigation. Email Address. In order to receive Sun East Federal Credit Union disclosures and/or communication electronically in place of paper disclosures and/or communications sent via US mail to your address of record, you agree to establish and maintain an accurate email or mobile device address with the Credit Union. You further agree not to hold the Credit Union liable for sending these disclosures and/or communications to such address. Any fees assessed by your mobile phone carrier are your sole responsibility. If you change your email address, it is your responsibility to notify us of your new address as soon as possible. Your email address can be updated in Online Banking by clicking on the “Maintenance” link and then the “Address” link, by calling the Credit Union, or visiting a branch near you.

Agreement for Receiving Electronic Disclosures. This notice is to provide you with your rights under the Electronic Signatures and National Commerce Act (ESIGN). To the extent allowed by law, you agree that any communication from us to you relating to your loan application, including but not limited to, disclosures, notices, change in terms, statements, agreements, confirmationsconfirmations, or other information required to be delivered in writing under applicable law, may be delivered to you by electronic delivery, and that such electronic delivery shall be in lieu of written communication. You have the right to request paper copies of the electronic disclosures and agreements that you receive as part of the loan process. You may request paper copies by: Writing us at: Sun East Federal Credit Union X.X. Xxx 0000 XxxxxP.O. Box 2231 Aston, XX 00000 PA 19014 Telephoning us at: 877-5-SUNEAST • 000-000-0000 Or, emailing us at: XxxxxxXxxxxxxx@xxxxxxx.xxx If you do not wish to have these disclosures provided to you electronically when you apply for a loan online, you may decline by checking the “Cancel” button. If you do not consent to the electronic delivery of disclosures and agreements, you will not be able to continue to apply online. To apply for a loan, please stop by one of our branch locations or call us at 000-000-0000. There will be no fees or consequences if you choose to decline to receive these disclosures and agreements electronically. In order for you to access, view, print or retain electronic communication in connection with online account opening, your computer system must meet the following requirements: • Internet browser that supports 128 bit encryption. • Sufficient Sufficient electronic storage capacity on your computer’s hard drive or other data storage unit. • An e-mail account with an Internet service provider and e-mail software in order to participate in our electronic communications programs. • A personal computer. • An operating system and an Internet connection capable of receiving, accessing, displaying, and either printing or storing Communications received from us in electronic form via a plain text-formatted e-mail or by access to our web site using one of the browsers specified specified above. Complete system requirements for our Online Lending Service can be found on Sun East’s website under Terms of Use in the bottom navigation. Email Address. In order to receive Sun East Federal Credit Union disclosures and/or communication electronically in place of paper disclosures and/or communications sent via US mail to your address of record, you agree to establish and maintain an accurate email or mobile device address with the Credit Union. You further agree not to hold the Credit Union liable for sending these disclosures and/or communications to such address. Any fees assessed by your mobile phone carrier are your sole responsibility. If you change your email address, it is your responsibility to notify us of your new address as soon as possible. Your email address can be updated in Online Banking by clicking on the “Maintenance” link and then the “Address” link, by calling the Credit Union, or visiting a branch near you.