Applying Credit Receipts. If you use your Card or Convenience Checks for a transaction which is subsequently canceled and you are given a credit receipt, we will credit your account by the amount shown on the credit receipt within three (3) business days after our receipt of the credit transaction. The credit will be processed as of the posting date, not the transaction date for purposes of the Average Daily Balance calculation.
Applying Credit Receipts. If you use your Account for a Transaction that is then cancelled and you receive a credit, as soon as we receive that information we will reduce your debt by the amount of the credit.