Authority of Joint Account Holders. You expressly authorize any Joint Account Holder to act for you on your Joint Account, except for those orders and instructions that only the Primary Member may give in accordance with section 4(b)(1) above. Further, you expressly authorize any Joint Account Holder to make any order and instruction regarding the Joint Account and any request for future services without the additional consent or notice to other Account Holders. These unilateral instructions include but are not limited to:
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